Tempo FTSE 100 EWFD Long Growth & Kick-Out Plan January 2022
A maximum 10-year investment plan linked to the UK stock market, combining two investment strategies – with an opportunity for a fixed kick-out return and automatic early maturity, on the fifth anniversary– or accelerated growth potential, from a defined percentage of the start level, on the end date. This plan is on an Advised basis only.
The closing date for ISA transfer applications is 14 January 2022.
Product Literature & Forms
You should always read the relevant plan brochure and any other plan documentation, for full details of the plan’s features, including any risks, and the terms and conditions. In addition to the plan brochure and terms and conditions there are other important documents, including a Key Information Document ('KID'), that you should consider, before deciding to invest in the plan.
If you do not fully understand the risks or are unsure as to the suitability of the investment, please contact us
How to Invest?
Please note: This plan is available on an advised basis only. If you are interested in this plan, please telephone us on 01639 860111 to arrange a free consultation
1 Call for a free initial telephone consultation. If you wish to progress the process of the product purchase, the regulatory process of ‘advice’ must commence.
2 The completion of a financial review – which will confirm details of your income/capital and investment needs and experience
3 The completion of a risk profiler - which will help to measure your attitude to risk.
This process will enable ‘advice’ to be provided in relation to the suitability of the product to meet with your needs. The fee for this service and process is 1.5% (subject to a minimum fee of £300) for focused advice – which is focused and narrowed to the suitability of the structured product you want to purchase.
The plan offers a kick-out early maturity feature. If the FTSE 100 EWFD closes at or above the level needed on the 5th anniversary you will receive a fixed return, together with the money invested, and the plan will mature early automatically.
If the FTSE 100 EWFD closes below the level needed for kick-out and early maturity on the 5th anniversary, the plan provides the potential for accelerated growth on the end date, based on the amount by which the FTSE 100 EWFD closes above a defined percentage of the start level, up to a maximum potential return.
What are the RISKS of the plan?
Both the potential returns of the plan, and repayment of the money invested, depend on the financial stability of the Issuer and Counterparty Bank.
The potential returns of the plan depend on the level of the UK stock market, represented by the FTSE 100 EWFD. We have designed the plan to generate an accelerated growth return on the end date, based on the amount that the FTSE 100 EWFD closes above a defined percentage of the start level, up to a maximum potential return.
The plan also includes an early maturity feature, which means that it can mature automatically on the 5th anniversary, depending on the level of the FTSE 100 EWFD. The plan does not need the FTSE 100 EWFD to rise in order to generate positive returns. In addition, the plan provides a defined level of protection at the end date, if it falls.
On the 5th anniversary, if the FTSE 100 EWFD closes at or above 105% of the start level, the plan will generate a return of 70.00% and mature early automatically.
On the end date, at the 10th anniversary, the plan will generate a return of 4 times the amount that the FTSE 100 EWFD closes above 80% of the start level, with a maximum potential return of 120%.
All investments carry risk. It is identifying those risks, understanding how they may affect an investment and assessing whether an investment is suitable for your circumstances that is important.
The potential returns of most structured products and repaying the money invested are usually linked to the level of a stock market index and also depend on the financial stability of the issuer and counterparty bank. You should only consider investing if you understand and accept the risk of losing some or all of any money invested.
You should always read the relevant plan brochure and any other plan documentation, for full details of a plan’s features, including any risks, and the terms and conditions. In addition to the plan brochure and terms and conditions there are other important documents, including a Key Information Document (‘KID’), that you should consider, before deciding to invest in a plan.
Structured products should only be considered as part of a diversified and balanced portfolio.
Below is a summary of some of the main risks usually associated with an investment in structured products plans: