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Causeway Securities plans for January 2023

Monday, December 5, 2022

CAUSEWAY SECURITIES LAUNCH NEW TRANCHE OF PLANS FOR JANUARY 2023

Causeway Securities plans for January 2023:FTSE 100 Kick-Out Plan – January 2023

The plan, issued by Morgan Stanley, offers potential investment returns of 10.1% per annum paid gross, over a maximum 6-year term. The plan will mature early if the FTSE 100 is equal to or above its start level, observed annually from year 3.

Key Dates:
ISA transfer deadline: 13th January 2023
Application form and monies deadline (including Direct Investment & ISA Subscriptions 2022/23):27th January 2023
Start Date: 3rd February 2023

FTSE 100 Defensive Kick-Out Plan – January 2023

The plan, issued by Morgan Stanley, offers potential investment returns of 8.6% per annum paid gross, over a maximum 6-year term. The plan will mature early if the FTSE 100 is equal to or above 90% of its start level, observed annually from year 3.

FTSE 100 Defensive Step Down Kick-Out Plan – January 2023

The plan, issued by Morgan Stanley, offers potential investment returns of 8% per annum paid gross, over a maximum 7-year term. The plan will mature early if the FTSE 100 is equal to or above a reducing reference level, observed annually, beginning at 105% of start level in year 3, 95% in year 4, 85% in year 5, 80% in year 6, then finishing at 75% in year 7.

A brief summary of each plan is detailed below.

Causeway Securities FTSE 100 Kick-Out Plan – January 2023

Potential Investment Return: 10.1% return on Investment for each year the Plan runs (paid gross), only payable if the Plan Kicks-Out.

Kick Out Barrier: The Plan will Kick-Out if the respective Closing Level of the Underlying Asset, on any Observation Date, is at or above 100% of its respective Opening Level. In this event an investor will receive their Initial Capital back, plus a Potential Investment Return of 10.1% for each year that the Plan has been in existence. The first Observation Date on which an early maturity could be triggered will be 3rd February 2026, three years after the Start Date.

Capital Protection Barrier: 65% of the Opening Level (observed on the Final Observation Date of the Plan only). If on the Final Observation Date the Closing Level of the Underlying Asset is less than 65% of its Opening Level (representing a decline of more than 35% from the Opening Level), your Initial Capital will be lost at a rate of 1% for every 1% that the Final Level of the Underlying Asset is below its Opening Level.

Counterparty Risk: The Counterparty of the Securities is Morgan Stanley & Co International plc. If Morgan Stanley were to fail or become insolvent, you could lose some or all of your investment and any return that may be due, irrespective of the performance of the Underlying Asset.

Click here for more details on the Causeway Securities FTSE 100 Kick-Out Plan – January 2023

Causeway Securities FTSE 100 Defensive Step Down Kick-Out Plan – January 2023

The Causeway Securities FTSE 100 Defensive Step Down Kick-Out Plan – January 2023 is a maximum 7-year investment offering a Potential Investment Return of 8% return on Investment for each year the Plan runs (paid gross), only payable if the Plan Kicks-Out.

Kick Out Barrier: The Plan will Kick-Out if the respective Closing Level of the Underlying Asset, on any Observation Date from end of Year 3, is at or above the Kick Out Level. In this event an investor will receive their Initial Capital back, plus a Potential Investment Return of 8% for each year that the Plan has been in existence. The first Observation Date on which an early maturity could be triggered will be 3rd February 2026, three years after the Start Date.

Capital Protection Barrier: 65% of the Opening Level (observed on the Final Observation Date of the Plan only). If on the Final Observation Date, the Closing Level of the Underlying Asset is less than 65% of its Opening Level (representing a decline of more than 35% from the Opening Level), your Initial Capital will be lost at a rate of 1% for every 1% that the Final Level of the Underlying Asset is below its Opening Level.

Click here for more details on the Causeway Securities FTSE 100 Defensive Step Down Kick-Out Plan – January 2023

Causeway Securities FTSE 100 Defensive Kick-Out Plan January 2023

The Causeway Securities FTSE 100 Defensive Kick-Out Plan January 2023 is a maximum 6-year investment offering a Potential Investment Return of 8.6% return on Investment for each year the Plan runs (paid gross), only payable if the Plan Kicks-Out.

Kick Out Barrier: The Plan will Kick-Out if the respective Closing Level of the Underlying Asset, on any Observation Date, is at or above 90% of its respective Opening Level. In this event an investor will receive their Initial Capital back, plus a Potential Investment Return of 8.6% for each year that the Plan has been in existence. The first Observation Date on which an early maturity could be triggered will be 3rd February 2026, three years after the Start Date.

Capital Protection Barrier: 65% of the Opening Level (observed on the Final Observation Date of the Plan only). If on the Final Observation Date, the Closing Level of the Underlying Asset is less than 65% of its Opening Level (representing a decline of more than 35% from the Opening Level), your Initial Capital will be lost at a rate of 1% for every 1% that the Final Level of the Underlying Asset is below its Opening Level.

Click here for more details on the Causeway Securities FTSE 100 Defensive Kick-Out Plan – January 2023

About Morgan Stanley: Morgan Stanley & Co International plc is the Issuer of the Securities. They have not prepared this document and therefore accept no responsibility for its contents, nor any liability for any losses in connection with the information contained herein. Causeway Securities have prepared this document and accepts responsibility for it contents.

Don’t Forget the RisksAs with all forms of investment there are risks involved. These plans do not guarantee to repay the money invested. The potential returns of the plans and repaying the money invested are linked to the level of the stock market and also depend on the financial stability of the Issuer and Counterparty Bank.

Past performance is not a guide to future performance and may not be repeated. Investment involves risk. The performance data does not take account of the commissions and costs incurred on the issue and redemption of shares. The value of investments and the income from them may go down as well as up and investors may not get back any of the amount originally invested. Because of this, an investor is not certain to make a profit on an investment and may lose money. Exchange rate changes may cause the value of overseas investments to rise or fall.

The promotion of the plans does not constitute ‘advice’ to invest. Advice is always specific to an individual investor’s circumstances and needs, following the process of ‘know your customer’, with the aim of ensuring that any product is suitable for an investor.

As always, the recommendation and common sense approach is to consider product solutions as a portfolio, never over-exposing oneself to a point of financial pain and suffering liquidity or counterparty over exposure.

At the Best Price FS price point the Causeway Securities Plans are certainly worthy of consideration for inclusion within investment portfolios.

Warmest Regards.

Best Price FS Team

Advice: Simply click here to get in touch to receive regulated advice in relation to the ‘suitability’ of the plans to meet your investment needs.

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