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Good Morning

“Where are markets headed?

What is clear is no one seems to agree where markets are going. Multiple commentators show the opinion of professional investors is incredibly dispersed.  This is understandable as we continue to see the effects of COVID 19 on markets running in to the second half of 2020. The investment markets have taken a difference path to the economy at this stage.

In uncertain markets such as these, structured products can provide diversification within an investor’s portfolio delivering positive returns in a range of both positive and negative equity market scenarios.

Dura Capital have recently launched their 47th plan, the Credit Agricole FTSE/S&P Defensive Autocall. Returning a potential annual coupon of 7.5% this 6-year defensive autocall call has a final barrier of 80% and an EKIP of 65%.

​The first Autocall Date is at the end of year 2. If at the end of year 2, 3, 4, 5 or 6 the worse performing Index is equal to or above a specified percentage of its Initial Index Level, the Plan will Autocall (mature) returning your initial investment plus a fixed return equal to 7.50% p.a. not compounded.

If at the end of 6 years the worse performing Index is lower than 80% of its Initial Index Level, your investment will have earned no return.

Click the link to read more about the plan and apply:

https://www.bestpricefs.co.uk/dura-capital-structured-products/

If the Plan runs for the full term and the worse performing Index finishes lower than 65% of its Initial Index Level (i.e. the Index has fallen more than 35%), your initial investment will be reduced by 1% for every 1% fall in that Index.

This Plan is targeted at investors who are looking for equity-linked returns over a 6-year period but are comfortable that the investment may mature early. It is also intended for investors who are cautious on equity market growth.  Investors should be prepared to risk their capital to have the potential of achieving higher returns. Investors should be able to understand complex products and the risks associated with this investment.

Don’t Forget the Risks

https://www.bestpricefs.co.uk/dura-capital-structured-products/#risks

As with all forms of investment there are risks involved. These plans do not guarantee to repay the money invested. The potential returns of the plans and repaying the money invested are linked to the level of the stock market and also depend on the financial stability of the Issuer and Counterparty Bank.

Past performance is not a guide to future performance and may not be repeated.  Investment involves risk. The performance data does not take account of the commissions and costs incurred on the issue and redemption of shares. The value of investments and the income from them may go down as well as up and investors may not get back any of the amount originally invested. Because of this, an investor is not certain to make a profit on an investment and may lose money. Exchange rate changes may cause the value of overseas investments to rise or fall.

The promotion of the plans does not constitute ‘advice’ to invest. Advice is always specific to an individual investor’s circumstances and needs, following the process of ‘know your customer’, with the aim of ensuring that any product is suitable for an investor.

As always, the recommendation and common sense approach is to consider product solutions as a portfolio, never over-exposing oneself to a point of financial pain and suffering liquidity or counterparty over exposure.

Warmest Regards.

Best Price FS Team