https://www.bestpricefs.co.uk/dura-capital-structured-products/
“Protecting from pound cost ravaging” Dura Capitals’ Nick Johal has another interesting article on his perspective on the effects that large market drawdowns can have on investment portfolios. The below article will be of interest to those investment savvy individuals who are familiar with structured products. (PA is a free to sign up to new letter on investments and the landscape”.)
The Dura Capital plans investment details are stated below, they have once again come to market with simple and attractive products issued by a large Global institution – Credit Suisse.
https://www.bestpricefs.co.uk/assets/plan/ftse-eurostoxx-defensive-autocall-plan.pdf
Credit Suisse FTSE/Euro Stoxx Defensive Auto Call Plan 33
This Plan is designed to repay your initial investment and deliver a return dependent on the performance of the FTSE 100 and Euro Stoxx 50.
- Potential return of 8.56% p.a. first Auto call Date is end of year 2
- Dependent on the performance of FTSE 100 and Euro Stoxx 50
- 60% capital at risk barrier at maturity
- Maximum term 8y maturity
The first Auto Call Date is at the end of year 2. If at the end of year 2, 3, 4, 5, 6, 7 or 8 the worse performing Index is equal to or above a specified percentage of its Initial Index Level, the Plan will auto call (mature) returning your initial investment plus a fixed return equal to 8.56% p.a. not compounded.
If at the end of 8 years the worse performing Index is lower than 75% of its Initial Index Level, your investment will have earned no return.
Credit Suisse FTSE 100 Defensive Auto Call Plan 32
This Plan is designed to repay your initial investment and deliver a return dependent on the performance of the FTSE 100.
- Potential return of 7.00% p.a. auto callable annually from year 2
- Dependent on the performance of FTSE 100
- 60% capital at risk barrier at maturity
- Maximum term 8yr maturity
If at the end of year 2, 3, 4, 5, 6, 7 or 8 the Index is equal to or above a specified percentage of its Initial Index Level, the Plan will auto call (mature) returning your initial investment plus a fixed return equal to 7.00% p.a. not compounded.
If at the end of 8 years the Index is lower than 75% of its Initial Index Level, your investment will have earned no return.
About Credit Suisse
The Notes in which your Plan invests are issued by Credit Suisse AG, acting through its London Branch. Credit Suisse is a global leading wealth manager with strong investment banking capabilities. Founded in 1856, Credit Suisse today have a global reach with operations in 50 countries and 46,000 employees from over 150 different nations.
Structured products – Who for?
Given the level of protection and also predictability of the journey structured products have been used for decades by pension/wrap providers to lock in a very high probability of a return that is linked to equity markets but is not exposed to the same short term downside risk of direct equities. Given this information in recent years private investors are cutting out the middle man and now given the changes to pensions freedom a lot of individuals act as their own pension fund and are increasingly utilising structured investments whether that be in the form of an interest paying bank account or a structured product.
SIPP – Below is a list of the Sipp providers in which Dura Capital’s products can be held. If you would like to utilise the tax benefits of a SIPP alongside the investments benefits of a structure product then Best Price FS will be more than happy to provide a SIPP application form.
DON’T FORGET THE RISKS
https://www.bestpricefs.co.uk/dura-capital-structured-products/#risks
As with all forms of investment there are risks involved. These plans do not guarantee to repay the money invested. The potential returns of the plans and repaying the money invested are linked to the level of the stock market and also depend on the financial stability of the Issuer and Counterparty Bank.
The promotion of the plans does not constitute ‘advice’ to invest. Advice is always specific to an individual investor’s circumstances and needs, following the process of ‘know your customer’, with the aim of ensuring that any product is suitable for an investor.
Warmest Regards.
Best Price FS Team