Mariana have launched an exciting new product which could well be a great addition to many Investor’s portfolios. The new Mariana FTSE 5X Uncapped Supertracker (Issuer Callable) – June 2020. A bit of a mouthful but with the FTSE 100 still over 20% down from its highs in January, this product allows investors to get 5 times participation in any rise in the FTSE 100 uncapped. This means that if the FTSE 100 was 10% higher on the End Date compared to the Start the investor would receive a return of 50%. The product has a 65% European barrier, meaning capital is only at risk if on the End Date the FTSE 100 was more than 35% below its Start Level. This product has an Issuer Callable feature, where the counterparty (Citi Group) can close the product early on any quarter from the end of Year 2 but not only would they need to provide a return of capital to investors they would also need to pay a return of 10% per year. For example, if the counterparty decided to call the product early after 3 years and 3 months the investor would receive their money back plus a return of 32.5%. Combined with great potential returns, Structured Investments like this allow you to put to one side current media commentary/market nerves and focus on the pre-defined outcomes offered to Investors going forward as things return to the new normal. Couple this with the fact that you can now complete the whole investment process from your home offices. There is no need for wet signatures you can complete each investment with email & scanned documentation plus online Banking, all at a time when many people have sufficient time on their hands to really consider what’s on offer. Please note that for any ISA Transfer cases original wet signature paperwork is still required by some ISA Providers plus the paperwork needs to be received at James Brearley by the 27th May, therefore, to take into consideration the current postal situation, Best Price request that applications be received at their offices by 20 May 2020. Headline details of the product are as follow:
Don’t Forget the Risks https://www.bestpricefs.co.uk/mariana-capital-structured-products/#risks As with all forms of investment there are risks involved. These plans do not guarantee to repay the money invested. The potential returns of the plans and repaying the money invested are linked to the level of the stock market and also depend on the financial stability of the Issuer and Counterparty Bank. The promotion of the plans does not constitute ‘advice’ to invest. Advice is always specific to an individual investor’s circumstances and needs, following the process of ‘know your customer’, with the aim of ensuring that any product is suitable for an investor. As always, the recommendation and common sense approach is to consider product solutions as a portfolio, never over-exposing oneself to a point of financial pain and suffering liquid or counterparty exposure. At the Best Price FS price point (when combined with our smiley and helpful service) the Mariana Plans are certainly worthy of consideration for inclusion within investment portfolios. Advice Simply get in touch if you wish to receive regulated advice in relation to the ‘suitability of the plans to meet your investment needs’. Warmest Regards. Best Price FS Team |
