Mariana Investments – new tranche of products available ……..

The next issue of the ever-popular Mariana 10:10 plan is now available for investment.  This is a limited tranche which Strikes on

the 9^th April.  As always, we emphasise the need for you to advise us of your proposed Investments at the earliest opportunity so

that we can reserve them for you.

With this tranche please note it is available to use for ISAs for both 2019/2020 & 2020/2021.  Please note that for any ISA

Transfer cases funds & paperwork need to be received by the 17^th March.

Please find below details of this investment which is again underwritten with Goldman Sachs (S&P A+ Stable) as the chosen Counterparty.

Key Points to consider:

1. The product continues to be available in three formats all of which are linked exclusively to the FTSE100 Index.
2. All options provide the opportunity to achieve attractive returns in a controlled/pre-defined manner as part of a diversified & well-balanced portfolio in uncertain & flat market conditions. If you assume a start level of the FTSE100 at Strike similar to where the market has been recently (say 7300), then with Option 3 you can achieve returns of 14% pa with the need only for the Index at the second or any future anniversary to be at 7665 or above for this to happen. Alternatively use or combine with the Defensive Option 1 where ultimately from the same starting point a return of 8.55% pa can be achieved with the Index reducing over time as low as 6023 for the Kick Out/Autocall to happen. When the Plan Kicks Out/Autocalls all returns are of course accompanied by the full return of the original Invested Capital.
3. The Plan Strike date for all Options is the 9^th April. The deadline for ISA Transfers is the 17^th March (we request you to provide us with applications by 11^th March to avoid any possible delays with Royal Mail).
4. Remember that the longer the Plan runs in practice, the higher the equivalent Market would need to get in order for an investor’s main portfolio to match the returns offered.
5. The traditional Step-Down version of the FTSE100 linked Plan – Option 1 enjoys the enviable track record of a ‘perfect’ back-test underpinning it. Quite simply from every possible start date since the inception of the FTSE100 in January 1984 it would have always worked for investors.
6. The Back-testing of structured products is a precise science – as the actual terms of the strategy, which are defined by contract, are used with the actual performance of the index. (these are not ‘hopes and aims’, as is the case with active fund management, or even passive, where tracking error, charges, etc., have a bearing: structured products are legal obligations on the issuer to deliver precisely what they have stated the terms to be).
7. One of the key advantages of the 10:10 Plan continues to be that it has been designed to combine the benefits of short term annual kick-out potential, from the 2nd anniversary, with a longer investment term to maximise the annual opportunities for successful kick out and the scale of snowballing / accumulation of potential coupons before maturity.

All 3 Plan options for this tranche are underwritten with Goldman Sachs as the Issuer & Counterparty. (please read the Brochure for full details).

https://www.bestpricefs.co.uk/assets/plan/10-10-ftse-kick-out-plan.pdf

Headline details of the product options are as follows:-

https://www.bestpricefs.co.uk/structured-products/10-10-ftse-kick-out-plan1/
https://www.bestpricefs.co.uk/structured-products/10-10-ftse-kick-out-plan2/
https://www.bestpricefs.co.uk/structured-products/10-10-ftse-kick-out-plan3/

The overall Product design, coupled with both the impressive Back-testing record & the current market environment, makes this a compelling & powerful diversification tool for many investor’s strategies.

Don’t Forget the Risks

https://www.bestpricefs.co.uk/mariana-capital-structured-products/#risks

As with all forms of investment there are risks involved. These plans do not guarantee to repay the money invested. The potential returns of the plans and repaying the money invested are linked to the level of the stock market and also depend on the financial stability of the Issuer and Counterparty Bank.

The promotion of the plans does not constitute ‘advice’ to invest. Advice is always specific to an individual investor’s circumstances and needs, following the process of ‘know your customer’, with the aim of ensuring that any product is suitable for an investor.

As always, the recommendation and common sense approach is to consider product solutions as a portfolio, never over-exposing oneself to a point of financial pain and suffering liquid or counterparty exposure.

At the Best Price FS price point (when combined with our smiley and helpful service) the Mariana 10:10 Plan and the 3 options are certainly worthy of consideration for inclusion within investment portfolios.

Advice

Simply get in touch if you wish to receive regulated advice in relation to the ‘suitability of the plans to meet your investment needs’.

Warmest Regards.

Best Price FS Team