Mariana launch new tranche of 10:10 Plan – August 2020

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Mariana 10:10 Plan – August 2020

A ‘go to’ Investment for many investors’ portfolios with continuing high demand, please find below details of the newly launched August issue of the Mariana 10:10 plan which is now available for investment. As always this is a limited tranche & it strikes on the 14^th August.

In the current Investment Climate, we emphasise the need to advise us of Investments at the earliest opportunity so that we can reserve the investment for you.

Combined with great potential returns, Structured Investments like this allow you to put to one side current media commentary/market nerves & focus on the pre-defined outcomes offered to Investors going forward as the financial environment moves forward.

Couple this with the fact that you can complete the whole investment process from your home and send the applications electronically, there is no need for wet signatures, you can complete each investment with email & scanned documentation plus online Banking.

Please note that for any ISA Transfer cases original wet signature paperwork is still required by many ISA Providers (this is outside of Mariana’s control) & this needs to be received by the 22^nd July.

This investment tranche is once again underwritten with Goldman Sachs (S&P A+) as the chosen Counterparty.
Key Points to consider:

1. The product continues to be available in three formats all of which are linked exclusively to the FTSE 100 Index.
2. All options provide the opportunity to achieve attractive returns in a controlled/pre-defined manner as part of a diversified & well-balanced portfolio in uncertain & flat market conditions. If you assume a start level of the FTSE 100 at Strike similar to where the market has been recently (say 6000), then with Option 3 you can achieve returns of 10% pa with the need only for the Index at the first or any future anniversary to be at 6300 or above for this to happen. Alternatively use or combine with the Defensive Option 1 where ultimately from the same starting point a return of 7% pa can be achieved with the Index reducing over time as low as 4950 for the Kick Out/Autocall to happen. When the Plan Kicks Out/Autocalls all returns are of course accompanied by the full return of the original Invested Capital.
3. The Plan Strike date for all Options is the 14^th August.
4. Remember that the longer the Plan runs in practice, the higher the equivalent Market would need to get in order for an investor’s main portfolio to match the returns offered.
5. The traditional Step-Down version of the FTSE 100 linked Plan – Option 1 enjoys the enviable track record of a ‘perfect’ back-test underpinning it. Quite simply from every possible start date since the inception of the FTSE 100 in January 1984 it would have always worked for investors.
6. The Back-testing of structured products is a precise science – as the actual terms of the strategy, which are defined by contract, are used with the actual performance of the index. (these are not ‘hopes and aims’, as is the case with active fund management, or even passive, where tracking error, charges, etc., have a bearing: structured products are legal obligations on the issuer to deliver precisely what they have stated the terms to be).
7. One of the key advantages of the 10:10 Plan continues to be that it has been designed to combine the benefits of short term annual kick-out potential, from the 1st anniversary, with a longer investment term to maximise the annual opportunities for successful kick out and the scale of snowballing / accumulation of potential coupons before maturity.

Headline details of the product options are as follows. (Refer to the attached Brochure for full information on the Plan).  Please click the link to read and fully understand the plans’ terms and conditions and product specifications:
https://www.bestpricefs.co.uk/mariana-capital-structured-products/

The overall Product design coupled with both the impressive Back-testing record and the current market environment make this a compelling & powerful diversification tool for many Investors’ investment strategies.

Don’t Forget the Risks

https://www.bestpricefs.co.uk/mariana-capital-structured-products/#risks

As with all forms of investment there are risks involved. These plans do not guarantee to repay the money invested. The potential returns of the plans and repaying the money invested are linked to the level of the stock market and also depend on the financial stability of the Issuer and Counterparty Bank.

Past performance is not a guide to future performance and may not be repeated.  Investment involves risk. The performance data does not take account of the commissions and costs incurred on the issue and redemption of shares. The value of investments and the income from them may go down as well as up and investors may not get back any of the amount originally invested. Because of this, an investor is not certain to make a profit on an investment and may lose money. Exchange rate changes may cause the value of overseas investments to rise or fall.

The promotion of the plans does not constitute ‘advice’ to invest. Advice is always specific to an individual investor’s circumstances and needs, following the process of ‘know your customer’, with the aim of ensuring that any product is suitable for an investor.

As always, the recommendation and common sense approach is to consider product solutions as a portfolio, never over-exposing oneself to a point of financial pain and suffering liquid or counterparty exposure.

At the Best Price FS price point (when combined with our smiley and helpful service) the Mariana Plans are certainly worthy of consideration for inclusion within investment portfolios.

Advice

Simply get in touch if you wish to receive regulated advice in relation to the ‘suitability of the plans to meet your investment needs’.

Warmest Regards.

Best Price FS Team