Mariana have launched their new tranche of plans for November 2022:

• Mariana 10:10 Plan (FTSE CSDI Version) – November 2022 Plans – Options 1, 2 & 3
• Goldman Sachs FTSE 100 Deposit Kick Out – Dual Option (Options 1 & 2) – November 2022
• Dual Index Defensive Kick Out Plan – November 2022

A summary of each plan is provided below.  All plans are available on a non-Advised basis.

The Mariana 10:10 plan (FTSE CSDI Version) has been available for over 7 years and established as a ‘go to’ investment within many investors.

The overall Product design coupled with both the impressive Back-testing & the current market environment makes it a compelling & powerful diversification tool for a number of Investors’ investment strategies.

This investment tranche is underwritten by Morgan Stanley (S&P A+ Stable) as the chosen Counterparty.

Headline details of the product options are as follows, please refer to the Brochure and KID document for full information on the Plans.:

The 10:10 Plan continues to use the FTSE CSDI Index, which was introduced some eighteen months ago now, in order to get better value for Investors.  Just to remind you this Index was designed specifically for structured products – its full title is the FTSE Custom 3.5% Synthetic Fixed Dividend Index (FTSE CSDI), & it is now very much a staple within the sector.

The FTSE CSDI is not the same as the FTSE 100. While its performance is expected to be similar, it will not be identical. It is possible that the FTSE 100 could rise while the FTSE CSDI falls. The FTSE CSDI includes dividend income but removes a fixed dividend of 3.5% a year. If actual dividends paid on the shares in the FTSE 100 are less than 3.5% a year for a given period, the performance of the FTSE CSDI will be worse than the FTSE 100 over that period. At the time of writing (12 September 2022), the implied dividend yield of the FTSE 100 for 2022 is 3.25%; slightly below the 3.5% fixed dividend of CSDI. If this remains the case, all else being equal, the CSDI will underperform the FTSE 100 by a similar differential amount over the short term. The FTSE CSDI is linked to the FTSE 100 Synthetic index which is based on FTSE 100 futures, not the FTSE 100 itself. FTSE 100 futures generally perform in a similar way to the FTSE 100, but there is a possibility that they may behave differently.
Source: Bloomberg, 12 September 2022.

For further details about the FTSE CSDI please refer to pages 12 and 13 of the Brochure.

NEW – Goldman Sachs FTSE 100 Deposit Kick Out – Dual Option – November 2022
Please find below the headline details for the latest Goldman Sachs Structured Deposit which is now available through Mariana.

With the top rate on 5-year Money in the High Street currently being 3.55% p.a. with Tandem Bank, it’s a real struggle to find anything that looks attractive for Investors for their Deposit Monies.

As you can see below, this product offers the opportunity of a good premium, rate wise, when compared to the best in the High Street.

The Goldman Sachs (S&P A+ Stable) FTSE100 Kick Out Deposit through Mariana is really a very straightforward offer.

There are two Options available:

Option 1 is a defensive shape offering 5% p.a. with the simple requirement for the Index to be above 95% of its original start price on any anniversary from the third year onwards.

Plus

Option 2 offering 5.5% p.a. if the Index is at or above its start price on any anniversary from the third year onwards when in both cases the Deposit will mature early.

It is worth remembering that a Structured Deposit comes with all the normal FSCS Protection associated with High Street Bank Accounts, plus, importantly and indeed very differently the same Terms are on offer for all types of Deposit Money (Personal/ISA/Trust/Pension/Corporate/Offshore Bond/Charity etc).

See table below for headline details but please refer to the Brochure for full details:

Mariana Dual Index Defensive Kick Out Plan November 2022
This plan has a term of up to 7 years, one week.  It offers a Potential Return of 8.15% for each year the Plan runs, paid gross

Once again, thank you for your continued interest in our investment services and look forward to transacting more business with you shortly.