MB Structured Investments – launch new tranche of their Structured Product range

MB Structured Investments – launch new tranche of their Structured Products range

We would like to welcome you to the third tranche of products from MB Structured Investments, a new force in UK structured products, utilising Barclays Bank Plc as its continuous counterparty.

With an executive team that includes structured product experts, along with having Meteor Asset Management as their principal, plan manager and administration, we believe they are perfectly placed to offer a first class product range that will continue to expand, whilst delivering the highest standard of administration and aftercare.

As mentioned in our previous communication, MB Structured Investments has been developed by a team of highly experienced structured investment product specialists. They aim to deliver a cogent, timely and consistent range of investment strategies suitable for a multitude of market conditions, investors’ investment requirements and aspirations. In addition, they offer a range of bespoke/tailored solutions for the IFA /Wealth management sector.

Their team of highly experienced investment professionals has over 50 years combined financial services experience partnering with their award-winning Principal and Plan Manager, they strive to provide best of breed investment strategies combined with an exceptional client experience.

MB Structured Investments (UK) Ltd, with Financial Services Register Number 928746, is an Appointed Representative of Meteor Asset Management Limited.

We append below a summary of their current offerings with links to the full plan details:

UK Growth Kick Out Plan November 2020

• A potential gross investment of 9% for each year in force, payable from year 1
• The Plan closes on 26 November 2020 and strikes on 30 November 2020, with its Final Level on 30 November 2026
• If on any Measurement Date before the Final Measurement Date, the Closing Level of the Index is 5% or more above its Opening Level the Plan will kick out, i.e. mature early.

Year 1    Year 2    Year 3    Year 4    Year 5    Year 6
Gross Payment %      9%         18%        27%       36%        45%         54%
Reference level       105%       105%     105%       105%      105%       105%

• Capital Protection – 65% European Barrier (i.e. read at Final Level only)
• Counterparty – Barclays Bank plc is currently rated ‘A’ negative by S&P, ‘A1’ stable by Moody’s and ‘A+‘ on negative outlook watch by Fitch as at 14 August 2020

Read more about the UK Growth Kick Out Plan November 2020 here https://bestpricefs.co.uk/structured-products/25082020-uk-growth-kick-out-plan/

UK Quarterly Contingent Income Plan November 2020

• Quarterly Income of 1.25% per quarter paid if the Index closes at or above 75% of its Opening Level on the relevant Quarterly Measurement Date
• Should the Index close at or above 105% of its Opening Level on any Quarterly Measurement Date from 30 November 2021, the plan will mature early and return capital plus the relevant income payment for that quarter
• The Plan closes on 26 November 2020 and strikes on 30 November 2020, with its Final Level on 30 November 2026
• Capital Protection – 65% European Barrier (i.e. read at Final Level only)
• Counterparty – Barclays Bank plc is currently rated ‘A’ negative by S&P, ‘A1’ stable by Moody’s and ‘A+‘ on negative outlook watch by Fitch as at 14 August 2020.

Read more about the UK Quarterly Contingent Income Plan November 2020 here https://bestpricefs.co.uk/structured-products/25082020-uk-quarterly-contingent-income-plan/

The UK Step Down Kick Out Plan November 2020

•  A potential gross investment of 6.25% for each year in force, payable from year 1
• The Plan closes on 26 November 2020 and strikes on 30 November 2020, with its Final Level on 30 November 2026.
• If on any Measurement Date before the final Measurement Date, the Closing Level of the Index is at least equal to its Reference Level the Plan will kick out, i.e. mature early.

Year 1    Year 2    Year 3     Year 4    Year 5      Year 6
Gross Payment %       6.25%     12.50%   18.75%     25%        31.25%    37.50%
Reference level         105%      100%       95%         90%        85%         80%

• Capital Protection – 65% European Barrier (i.e. read at Final Level only)
• Counterparty – Barclays Bank plc is currently rated ‘A’ negative by S&P, ‘A1’ stable by Moody’s and ‘A+‘ on negative outlook watch by Fitch as at 14 August 2020

Read more about the UK Step Down Kick Out Plan November 2020 here https://bestpricefs.co.uk/structured-products/25082020-uk-setp-down-kick-out-plan/

UK Kick Out Plan November 2020 

• A potential gross investment of 7.75% for each year in force, payable from year 1
• The Plan closes on 26 November 2020 and strikes on 30 November 2020, with its Final Level on 30 November 2026
• If on any Measurement Date before the Final Measurement Date, the Closing Level of the Index is at least equal to its Opening Level the Plan will kick out, i.e. mature early.

Year 1    Year 2     Year 3      Year 4     Year 5      Year 6
Gross Payment %       7.75%    15.50%    23.25%    31%          38.75%    46.50%
Reference level         100%      100%       100%       100%        100%        100%

• Capital Protection – 65% European Barrier (i.e. read at Final Level only)
• Counterparty – Barclays Bank plc is currently rated ‘A’ negative by S&P, ‘A1’ stable by Moody’s and ‘A+‘ on negative outlook watch by Fitch as at 14 August 2020

Read more about the UK Kick Out Plan November 2020 here https://bestpricefs.co.uk/structured-products/25082020-uk-kick-out-plan/

UK Supertracker Plan November 2020 

• A potential gross investment of 10 times any rise if the Final Level of the Index is above its Opening Level.  The maximum investment return is capped at 50%.
• The Plan closes on 26 November 2020 and strikes on 30 November 2020, with its Final Level on 30 November 2026

• The Final Level of the Index will be an average of its Closing Level on 13 Observation Dates over the last 12 months of the Plan’s term.  The Observation Dates are outlined in the Key Dates on Page 2 of the Brochure.
• Capital Protection – 65% European Barrier (i.e. read at Final Level only)
• Counterparty – Barclays Bank plc is currently rated ‘A’ negative by S&P, ‘A1’ stable by Moody’s and ‘A+‘ on negative outlook watch by Fitch as at 14 August 2020

Read more about the UK Supertracker Plan November 2020 here https://bestpricefs.co.uk/structured-products/01102020-uk-supertracker-plan/

Investment Application Deadlines:

• If you are transferring an existing ISA: 12th November 2020 (to be received by Best Price by 10^th November 2020

• If you are paying by cheque or bank transfer: 26th November 2020 – to be received by Best Price by 24^th November 2020

Don’t Forget the Risks

https://bestpricefs.co.uk/mb-structured-investments/#risks

As with all forms of investment there are risks involved. These plans do not guarantee to repay the money invested. The potential returns of the plans and repaying the money invested are linked to the level of the stock market and also depend on the financial stability of the Issuer and Counterparty Bank.

Past performance is not a guide to future performance and may not be repeated.  Investment involves risk. The performance data does not take account of the commissions and costs incurred on the issue and redemption of shares. The value of investments and the income from them may go down as well as up and investors may not get back any of the amount originally invested. Because of this, an investor is not certain to make a profit on an investment and may lose money. Exchange rate changes may cause the value of overseas investments to rise or fall.

The promotion of the plans does not constitute ‘advice’ to invest. Advice is always specific to an individual investor’s circumstances and needs, following the process of ‘know your customer’, with the aim of ensuring that any product is suitable for an investor.

As always, the recommendation and common sense approach is to consider product solutions as a portfolio, never over-exposing oneself to a point of financial pain and suffering liquidity or counterparty over exposure.

At the Best Price FS price point (when combined with our smiley and helpful service) the MB Structured Investment plans are certainly worthy of consideration for inclusion within investment portfolios.

Advice

Simply get in touch if you wish to receive regulated advice in relation to the ‘suitability of the plans to meet your investment needs’.

Warmest Regards.

Best Price FS Team