Good Afternoon Email 1 of 4: Tempo unveils Issue 16 of its product suite Once again, we are splitting details of a product suite launch from a provider into separate emails, because the new launch from Tempo, unveiled today, continues to deserve special attention. Before we tell you more about the Tempo plans, however, some general points regarding structured products… What the Financial Times had to say about the current investment environment … Why consider structured products at this time …
Tempo’s product suite really stands out within the sector, for many reasons, which we briefly explain below. And Tranche 16 of the Tempo product suite continues to offer exceptional terms, including a new step-down option for its Long Kick-Out Plan. Deliberately defensive products … Tempo’s focus is on ‘deliberately defensive’ products, which are designed to increase the likelihood of positive returns being generated, and to decrease the likelihood of capital losses being experienced. Sounds eminently sensible to us … especially at this time …. hopefully to you too! What does this mean in practice? Tempo’s end of term barrier levels for the Long Kick-Out Plan and Long Growth & Kick-Out Plan are set at 40%, allowing a 60% fall, while the level for the Long Income Plan is set at 50%, allowing a 50% fall. These are deeper end of term barrier levels than any other provider is offering. In addition, all of Tempo’s plans are designed so that they can generate at least some, if not all, of their potential returns without requiring the stock market index to rise, with some of the options offering exceptionally defensive conditions, which allow the stock market index to fall significantly while still being able to generate positive returns for investors. Tempo’s unique ‘Stated terms or better’ pledge … And we love Tempo’s ‘Stated terms or better’ pledge, which allows Tempo to increase the terms of their plans above the terms stated in their brochures, if the stock market and other factors during an offer period mean that they can do so. And, boy, can this feature add value! In Issue 12, Tempo retrospectively increased the terms of Option 3 of the Long Kick-Out Plan from the 13.1% p.a. stated in the brochure, to an incredible 20.4% p.a. And Option 2 of the Long Growth Accelerator Plan (now called the Long Growth & Kick-Out Plan), which was ‘supposed’ to offer an already incredible 107.5% at year 5, was increased to an eye watering and truly exceptional 175%, i.e. 35% p.a.! (Yes, you did read that correctly!). Details for each of the Tempo plans will follow … Three separate emails will follow, providing details for each of the Tempo plans. As always, please see the full plan literature for full details of these plans and the features, terms and conditions, including the risks. The promotion of the plans does not constitute ‘advice’ to invest. Advice is always specific to an individual investor’s circumstances and needs, following the process of ‘know your customer’, with the aim of ensuring that any product is suitable for an investor. Tempo’s products can only be accessed with advice. Demand for Tempo’s plans has been very high recently, resulting in some of our clients missing out on the initial terms on offer, despite moving quickly! If you are interested to invest in any of the Tempo plans in Issue 16 we would certainly suggest early contact, in order to try to ensure availability and access. Please contact us to discuss any aspect of these products. Best Regards. Best Price FS Team |