Van Insurance Compare low-cost Van Insurance to fit your needs


Whichever type of Van you have, we know how important it is to you that it remains on the road as without it you will be unable to do your job effectively. That's why Best Price has teamed up with Quotezone.

With over 4 million vans on the UK roads today, it's important to shop around for van insurance. By using Bestpricefs's van insurance comparison service you'll be able to compare quotes from up to 50 insurance providers in a matter of minutes which will give you the best van insurance price option to suit the right insurance to fit your needs, so you can be confident that when you choose our cover, you’ll be in safe hands.

You could save time and money by getting your Van Insurance quotes by filling in one simple form, compare prices, and start saving.

Bestpricefs increases your chance of finding a great deal by searching by searching around 50 different van insurance providers

Find out more about our cover with these common questions.

As with car insurance, van drivers have three levels of insurance cover to choose from:
Third Party
Third Party, Fire and Theft
Fully Comprehensive Van Insurance

Third party van insurance is the minimum level of cover required under UK law and therefore is slightly cheaper than the other two options. So if the premiums you’ve being quoted for fully-comprehensive van insurance are particularly high (because you’re a young van driver, for instance, or because you require specialist van insurance), then it might be worth looking into third party van insurance, which in some cases could reduce your premium a little. However, if you’re involved in an accident that was your own fault third party van insurance will only cover the cost of damage to the other driver’s vehicle and anybody in the vehicle at the time, which would mean you’d have to pay for your own repairs to your vehicle. Also, the price difference between all three levels for van insurance can sometimes be close to zero, as third-party cover has historically been favoured by drivers with a poor driving records. That’s why it’s best to compare quotes for all three levels of cover and then opt for the policy that offers the most comprehensive coverage at the most competitive price.

As a van driver you’re probably already aware that van insurance can sometimes cost quite a bit more than car insurance, This is mainly due to:-

Vans have larger engines than most cars

Vans often weigh more than a typical car

Vans spend more time on the road

Vans clock up more miles that an average car

Vans tend to carry tools, goods etc of value

Yes, private van insurance ( for social, domestic and pleasure) is usually cheaper than business van insurance as you are likely to be spending less time on the road and therefore, clocking up less miles. However, it’s important to bear in mind that if you do opt for private van insurance you will not be able to use your van for any type of commercial or business use as doing so could risk invalidating your policy, even if you only using it for commercial purposes on the odd occasion.

Yes, modified van insurance usually costs more because the vehicle modification increases the risk of the van being involved in an accident or it increases the risk of theft. As an example, engine upgrades, performance enhancements or tinted windows could increase the chance of the driver being involved in a road traffic accident or adding signage to your van could increase the risk of the vehicle being targeted by thieves because it could lead them to believe there might be valuable tools inside. Also, some aesthetic modifications, such as specialist paintwork, can result in a higher insurance claim if the vehicle is ever involved in an accident where it requires repainting. Finally, commercial modifications such as the installation of roof or tail bars, could increase the cost of your modified van insurance by adding enough weight to the van to push it into one of the higher van insurance groups.

Yes, some van insurance companies are offering black box van insurance, which could reduce the premium for younger van drivers, however if you do not adhere to safe driving, never speed and always comply with any curfews or other restrictions, there will be an impact on the cost of your insurance.

The following actions could help to reduce the cost of your van insurance:

  • Off-road parking - vans that are parked off-road when they’re not in use have a lower risk of being damaged by a passing vehicle or targeted by thieves
  • Installation of an alarm or engine immobiliser if your van didn’t come with a manufacturer-installed alarm or engine immobiliser
  • Do not make any vehicle modifications (apart from an immobiliser or alarm) as most other van modifications run the risk an increased van insurance premium
  • Paying annual van insurance rather than a monthly payment plan
  • Higher excess although it’s important to note you will pay a higher portion of any cost yourself should you make a claim on your insurance

Its always a good idea to obtain at least 3 quotes so you can compare price and cover to suit your needs, that's why it is advantageous to obtain a quote from Bestpricefs as you will have the choice of at least 50 providers. Of course, if you need specialist van insurance (if you carry hazardous materials, for instance) a van insurance broker might be able to help you find cover with a specialist provider, but for a standard van the best plan could be to use Bestpricefs to compare quotes.

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We also offer some fantastic rates on:

Breakdown cover - just in case you find yourself broken down.

Motor Legal Protection - to minimise the expense and inconvenience of an accident.

Motor excess protection - to reimburse the excess paid on any claim for malicious damage, accidental damage, fire, theft or attempted theft.

Gap Insurance - a supplementary insurance that protects you financially when your new or nearly new vehicle is written off.