iDAD UK Growth Dual Option Deposit Plan - Issue 1 July 2021 (Standard Option)
This is a 7-year 1-week Deposit Plan linked to the performance of the FTSE 100 Index. The Deposit Plan is constructed to offer a potential interest of 18.00% if the Underlying Index is at or above the level recorded on the Strike Date on the Final Valuation Date. This investment is only available on an Advised Basis.
The closing date for ISA transfer applications is 8 July 2021.
Product Literature & Forms
You should always read the relevant plan brochure and any other plan documentation, for full details of the plan’s features, including any risks, and the terms and conditions. In addition to the plan brochure and terms and conditions there are other important documents, including a Key Information Document ('KID'), that you should consider, before deciding to invest in the plan.
If you do not fully understand the risks or are unsure as to the suitability of the investment, please contact us
How to Invest?
Please note: This plan is available on an advised basis only. If you are interested in this plan, please telephone us on 01639 860111 to arrange a free consultation
1 Call for a free initial telephone consultation. If you wish to progress the process of the product purchase, the regulatory process of ‘advice’ must commence.
2 The completion of a financial review – which will confirm details of your income/capital and investment needs and experience
3 The completion of a risk profiler - which will help to measure your attitude to risk.
This process will enable ‘advice’ to be provided in relation to the suitability of the product to meet with your needs. The fee for this service and process is 1.5% (subject to a minimum fee of £300) for focused advice – which is focused and narrowed to the suitability of the structured product you want to purchase.
This is a 7-year 1-week Deposit Plan linked to the performance of the FTSE 100 Index. The Deposit Plan is constructed to offer a potential interest of 18.00% if the
Underlying Index is at or above the level recorded on the Strike Date on the Final Valuation Date.
If the Underlying Index is below the initial level recorded on the Strike Date, no interest will be paid.
The opportunity for full capital protection plus interest is the key aim of this investment. The investment is linked to the FTSE 100 Index (see page 6 of the brochure for full details).
The initial investment into the Deposit Plan, minus any initial Adviser Fee, will be returned in full on the Maturity Payment Date.
Goldman Sachs International Bank GSIB offers investment banking, securities and investment management services to corporations, financial institutions, governments, and high net worth individuals worldwide GSIB also operates an online retail banking service in the United Kingdom through its trading name Marcus by Goldman Sachs.
The company is part of the Goldman Sachs Group, a US based banking and financial services organization GSIB is registered in England and Wales (no 1122503 and authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority.
GSIB are the Deposit Taker for the Callable Deposit Plan therefore, investors are exposed to the risk of them defaulting on their obligation to repay the capital and any returns due under the terms of the Deposit Plan.
All investments carry risk. It is identifying those risks, understanding how they may affect an investment and assessing whether an investment is suitable for your circumstances that is important.
The potential returns of most structured products and repaying the money invested are usually linked to the level of a stock market index and also depend on the financial stability of the issuer and counterparty bank. You should only consider investing if you understand and accept the risk of losing some or all of any money invested.
You should always read the relevant plan brochure and any other plan documentation, for full details of a plan’s features, including any risks, and the terms and conditions. In addition to the plan brochure and terms and conditions there are other important documents, including a Key Information Document (‘KID’), that you should consider, before deciding to invest in a plan.
Structured products should only be considered as part of a diversified and balanced portfolio.
Below is a summary of some of the main risks usually associated with an investment in structured products plans: