Tempo FTSE 100 EWFD Long Income Plan January 2022 Option 2
A maximum 10-year investment plan linked to the UK stock market, offering two investment options – with the potential for fixed income payments each quarter, including an innovative memory feature– and opportunities for automatic early maturity, from the third anniversary. This plan is on an Advised basis only.
The closing date for ISA transfer applications is 14 January 2022.
Product Literature & Forms
You should always read the relevant plan brochure and any other plan documentation, for full details of the plan’s features, including any risks, and the terms and conditions. In addition to the plan brochure and terms and conditions there are other important documents, including a Key Information Document ('KID'), that you should consider, before deciding to invest in the plan.
If you do not fully understand the risks or are unsure as to the suitability of the investment, please contact us
How to Invest?
Please note: This plan is available on an advised basis only. If you are interested in this plan, please telephone us on 01639 860111 to arrange a free consultation
1 Call for a free initial telephone consultation. If you wish to progress the process of the product purchase, the regulatory process of ‘advice’ must commence.
2 The completion of a financial review – which will confirm details of your income/capital and investment needs and experience
3 The completion of a risk profiler - which will help to measure your attitude to risk.
This process will enable ‘advice’ to be provided in relation to the suitability of the product to meet with your needs. The fee for this service and process is 1.5% (subject to a minimum fee of £300) for focused advice – which is focused and narrowed to the suitability of the structured product you want to purchase.
The plan offers the potential for regular income, which is generated on each quarterly income date at which the FTSE 100 EWFD closes at or above the level needed for the option chosen.
If the FTSE 100 EWFD closes at or above 80% of the start level: The quarterly income payment of 1.5250% will be generated (equivalent to 6.10% p.a.) If the FTSE 100 EWFD closes below 60% of the start level: The income payment for that quarter will not be generated. However, the plan includes a memory feature.
If the FTSE 100 EWFD closes below 80% of the start level: The income payment for that quarter will not be generated.
All investments carry risk. It is identifying those risks, understanding how they may affect an investment and assessing whether an investment is suitable for your circumstances that is important.
The potential returns of most structured products and repaying the money invested are usually linked to the level of a stock market index and also depend on the financial stability of the issuer and counterparty bank. You should only consider investing if you understand and accept the risk of losing some or all of any money invested.
You should always read the relevant plan brochure and any other plan documentation, for full details of a plan’s features, including any risks, and the terms and conditions. In addition to the plan brochure and terms and conditions there are other important documents, including a Key Information Document (‘KID’), that you should consider, before deciding to invest in a plan.
Structured products should only be considered as part of a diversified and balanced portfolio.
Below is a summary of some of the main risks usually associated with an investment in structured products plans: