Our Simple Income Protection Plan is affordable, easy to apply for and pays a regular income if sickness or an accident means you are unable to work.
The plan is flexible and can be tailored to suit your specific needs at an affordable cost No matter what line of work you're in, you'll know how important it is to ensure a regular monthly income, but how would you and your family cope if you were unable to work for any extended period of time due to sickness or an accident? The monthly bills would still need to be paid, any savings you have may soon be used up and the problems are even greater for those who are self-employed.
Our Simple Income Protection Plan is flexible and competitive, ensuring you could receive up to 70% of your normal income if sickness or an accident means an extended period off work.
Simple Income Protection Plan
Affordable income protection if you are unable to work due to sickness or an accident.
Take a look at what the Simple Income Protection Plan has to offer:
- Premiums from as little as £5 per month
You choose the amount of cover you feel you'd need along with a deferral period of your preference, from 2-52 weeks. - Flexible to suit your changing needs
Should your circumstances change, we will allow you to adapt the policy to increase or decrease your level of benefit. You can also change the waiting period before you receive benefits when you wish, allowing you to keep control of your premium costs. Please note that changes to the plan will be treated as a new application. - Inflation cover and waiver of premiums
You can choose to increase your premiums and benefits in line with the Consumer Price Index to help cover inflation. Waiver of premium is also included in this plan, meaning you do not have to continue to pay premiums whilst you are ill.
This plan has the following risks
- If you stop paying your premiums under this plan your benefit will cease and the plan will be cancelled.
- Failure to review your plan may result in you being unable to claim the full amount.
- If you cancel your plan you will not receive any money back.
- Benefits received from this plan may affect your entitlement to any other benefit.
