Home Excess Protection Insurance Cover
What is included:
Reimbursement of an amount equal to the excess in relation to each settled claim on your main insurance policy up to the annual aggregate limit.
Unsuccessful recovery of the excess cost from a third party within six months of making a valid claim under your main insurance policy.
What is not insured:
Any claim made within 30 days of the commencement date of this home excess insurance policy unless this insurance was taken out at the same time as your main insurance policy, or this insurance was purchased by you at the time of renewal of your previous home excess insurance policy.
Any claim not notified to us within 31 days of settlement of your main insurance claim or a claim against a relevant third party.
Excess payments in respect of claims refused by your main insurance policy.
Excess payments which have been waived or reimbursed by a third party.
Claims of a lower value than the value of excess under your main insurance policy.