Frequently Asked Questions?
We provide a quality, affordable alternative to buying cover with your motor insurer. You'll get the same peace of mind on the road, all for up to 40% cheaper than a typical car insurer.
Cover is provided for the reimbursement of the excess of your motor insurance policy following a settled claim provided for a single motor vehicle whilst being used for social, domestic pleasure and commuting to and from your place of business.
The claim must exceed the value of the excess policy for you to be able to make a claim for reimbursement of the excess value.
We will not reimburse you for any claim you make under this motor excess insurance policy within the first 30 days immediately following the start date of cover unless this insurance was taken out at the same time as your main insurance policy.
This policy will cover the named holder of the policy along with anyone else who is entitled to ride or drive the insured vehicle (and is covered under a motor insurance policy).
This policy covers you in the vehicle you're insured to drive. This includes cars, motorcycles and small vans.
Motor excess protect from Best Price FS is administered by Nice 1 Insurance and underwritten by Inter Partner Assistance SA (IPA) which is fully owned by the AXA Assistance Group.
How do we compare?
When it comes to buying Motor Excess Protection, it pays to shop around. But with premiums like ours, why would you go anywhere else?
The table illustrates the lowest yearly premiums available against other leading excess providers. Comparison is based on the level of annual cover, but there may be some variations in exact cover.
For affordable cover, we're leading the way.
Insurance Provider |
£250 Cover |
£500 Cover |
£1000 Cover |
Best Price FS |
£24.99 |
£34.99 |
£44.99 |
Driver Guardian |
£29.00 |
£39.00 |
n/a |
Goodbye XS |
£33.00 |
£38.00 |
£48.00 |
Insure4excess |
£35.00 |
£49.00 |
n/a |