The IDAD US Income Deposit Plan - Issue 2 December 2023 has a 6 year 2 week investment term offering an Interest Rate of 9.60% p.a. paid quarterly, if on any annual Observation date, the Underlying Index is between the upper and lower barrier levels the investor will receive 2.40%.
This is a 6 year 2 week investment offering a potential return of 8.80% p.a. if on any annual Observation date, starting at year 4, both Underlying Indices are at or above the Initial Strike level.
- Closing Date: Dec 8, 2023
- ISA Transfer: Nov 24, 2023
This is a 6 year 2 week Deposit Plan linked to the performance of the FTSE 100 Index. The Deposit Plan is constructed to offer a potential return of 8.35% p.a. If on any annual observation date (including the Final Observation date), the Underlying index is between the upper and lower barrier levels income will be paid. For clarity, if on any annual observation date, the index is outside the range, no income will be received, and the plan continues until the next observation date. This plan is only available on an Advised basis.
IDAD Limited, formed in 2002, has developed a reputation as a Structured Product powerhouse. It's approach is based on capital preservation first, with growth or income opportunities structured to suit different market conditions
IDAD Limited: 2 Rotherbrook Court, Bedford Road, Petersfield, GU32 3QG. IDAD Limited is authorised and regulated by the Financial Conduct Authority FCA FRN 740499
All investments carry risk. It is identifying those risks, understanding how they may affect an investment and assessing whether an investment is suitable for your circumstances that is important.
The potential returns of most structured products and repaying the money invested are usually linked to the level of a stock market index and also depend on the financial stability of the issuer and counterparty bank. You should only consider investing if you understand and accept the risk of losing some or all of any money invested.
You should always read the relevant plan brochure and any other plan documentation, for full details of a plan’s features, including any risks, and the terms and conditions. In addition to the plan brochure and terms and conditions there are other important documents, including a Key Information Document (‘KID’), that you should consider, before deciding to invest in a plan.
Structured products should only be considered as part of a diversified and balanced portfolio.
Below is a summary of some of the main risks usually associated with an investment in structured products plans:
Structured Products Investor newsletter
We are also delighted to be able to introduce a new client newsletter, the Best Price FS Structured Products Investor, with the support of Tempo.
Contributing journalists will include the highly respected Financial Times ‘adventurous investor’ columnist, David Stevenson.
The first publication also features an article written by the global head of Tempo, Chris Taylor.