Compare, select and invest in structured products and structured deposits ‘the Best Price way!’

View the latest Structured Deposit and Structured Investment plans from the UK's best providers.

Quality Structured Deposit and Structured Investment plans

We can support you on your wealth management journey by supplementing your investment portfolio with structured products solutions. These can offer a higher return than a standard deposit. Our solutions are simple to arrange, non-advised, or a more sophisticated solution that we will tailor to your needs.


What are Structured Products?

Structured Products are pre-packaged investments which provide a return based on the performance of an underlying asset. These are tailored to the needs of investors and designed for those who want to invest for a fixed period and have a degree of protection over their initial capital.



Advised or Non-advised?

Non-advised structured investments are lower risk, straightforward, affordable and easy to arrange for a fee of 0.5% per investment (subject to a minimum fee of £75).

For longer term, higher risk products we will spend time advising you and assessing your risk profile for a fee of 1.5% of the invested capital, (subject to the minimum advice fee of £300).

However, if an investor wants to talk through a non-advised product we can offer our advisory service, subject to a fee.

Definitions

Click on the diagram on the left to display the relevant definitions

Filter our range of structured products

Walker Crips UK 90% Annual Kick-out Plan (MS188)

The Walker Crips UK 90% Annual Kick-out Plan (MS188) is a maximum 6-year investment offering a Potential gross investment return of 6.75% for each year that has elapsed since the Investment Start Date, and a potential kick-out from year 3, depending on the performance of the FTSE 100 Index. If, on an Anniversary Date, the Index closes at or above 90% of the Initial Index Level the Plan will end and the Initial Investment will be repaid, plus an accumulated return of 6.75% for each year that has elapsed since the Investment Start Date.

  • Closing Date: Nov 22, 2024
  • ISA Transfer: Nov 8, 2024
Don't forget the risks
  • Potential return: 6.75 % per annum, dependent on the performance of the Index
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: Morgan Stanley
  • Investment term: 6 years
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 60%
View plan

Walker Crips UK 90% Annual Kick-out Plan (MS189)

The Walker Crips UK 90% Annual Kick-out Plan (MS189) is a maximum 6-year investment offering a Potential gross investment return of 7% for each year that has elapsed since the Investment Start Date, and a potential kick-out from year 3, depending on the performance of the FTSE 100 Index. If, on an Anniversary Date, the Index closes at or above 90% of the Initial Index Level the Plan will end and the Initial Investment will be repaid, plus an accumulated return of 7% for each year that has elapsed since the Investment Start Date.

  • Closing Date: Nov 22, 2024
  • ISA Transfer: Nov 8, 2024
Don't forget the risks
  • Potential return: 7 % per annum, dependent on the performance of the Index
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: Morgan Stanley
  • Investment term: 6 years
  • Kick-out / Early maturity: No
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

Walker Crips UK Annual Kick-out Plan (CT118)

The Walker Crips UK Annual Kick-out Plan (CT118) is a maximum six year investment offering a Potential return of 8% per annum, dependent on the performance of the Index.

  • Closing Date: Nov 22, 2024
  • ISA Transfer: Nov 8, 2024
Don't forget the risks
  • Potential return: 8 % per annum, dependent on the performance of the Index
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: Citigroup Global Markets Ltd
  • Investment term: 6 years
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

Walker Crips UK Defensive Growth Deposit Plan (SAN038)

The Walker Crips UK Defensive Growth Deposit Plan (SAN038) is a 3 year investment which provides the potential to receive 17% at the end of the Investment Term, depending on the performance of the FTSE 100 Index. This plan is only available on an Advised basis.

  • Closing Date: Nov 22, 2024
  • ISA Transfer: Nov 8, 2024
Don't forget the risks
  • Potential return: 17 % return at maturity, dependent on the performance of the Index
  • Product type: Deposit Based
  • Investment type: Growth
  • Market / index link: FTSE 100 Index
  • Counterparty: Santander UK plc
  • Investment term: 3 years
  • Kick-out / Early maturity: No
  • Barrier type: Not Applicable (Structured Deposit)
  • Barrier level: N/A
View plan

Walker Crips UK Growth Deposit Plan (SAN039)

The Walker Crips UK Growth Deposit Plan (SAN039) is a 3 year investment which provides the potential to receive 22% at the end of the Investment Term, depending on the performance of the FTSE 100 Index. This plan is only available on an Advised basis.

  • Closing Date: Nov 22, 2024
  • ISA Transfer: Nov 8, 2024
Don't forget the risks
  • Potential return: 22 % return at maturity, dependent on the performance of the Index
  • Product type: Deposit Based
  • Investment type: Growth
  • Market / index link: FTSE 100 Index
  • Counterparty: Santander UK plc
  • Investment term: 3 years
  • Kick-out / Early maturity: No
  • Barrier type: Not Applicable (Structured Deposit)
  • Barrier level: N/A
View plan

Walker Crips UK Step Down Kick-out Deposit Plan (SAN040)

The Walker Crips UK Step Down Kick-out Deposit Plan (SAN040) is a 5 year investment which provides the potential to receive an accumulated return of 5.50% p.a. and a potential kick-out from year 2 depending on the performance of the FTSE 100 Index. This plan is only available on an Advised basis.

  • Closing Date: Nov 22, 2024
  • ISA Transfer: Nov 8, 2024
Don't forget the risks
  • Potential return: 5.5 % per annum, dependent on the performance of the Index
  • Product type: Deposit Based
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: Santander UK plc
  • Investment term: 5 years
  • Kick-out / Early maturity: Yes
  • Barrier type: Not Applicable (Structured Deposit)
  • Barrier level: N/A
View plan

Walker Crips UK Step Down Kick-out Plan (CT120)

The Walker Crips UK Step Down Kick-out Plan (CT120) is a maximum seven year investment, however, the Plan has the potential to mature early (kick-out) from the second anniversary and annually thereafter. It offers a Potential return of 7% per annum, dependent on the performance of the Index.

  • Closing Date: Nov 22, 2024
  • ISA Transfer: Nov 8, 2024
Don't forget the risks
  • Potential return: 7 % per annum, dependent on the performance of the Index
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: Citigroup Global Markets Ltd
  • Investment term: 7 -years
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

Walker Crips Japan Annual Kick-out Plan (HS519)

The Walker Crips Japan Annual Kick-out Plan (HS519) is a maximum 6-year investment offering a Potential gross investment return of 10% for each year and a potential kick-out from year one depending on the performance of the NIKKEI 225 Index. This plan is only available on an Advised Basis.

  • Closing Date: Nov 27, 2024
  • ISA Transfer: Nov 8, 2024
Don't forget the risks
  • Potential return: 10 % per annum, dependent on the performance of the Index
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: Nikkei 225 Index
  • Counterparty: HSBC Bank plc
  • Investment term: 6 years
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 50%
View plan

Walker Crips Japan Step Down Kick-out Plan (HS520)

The Walker Crips Japan Step Down Kick-out Plan (HS520) is a maximum 6-year investment offering a Potential gross investment return of 8.25% for each year and a potential kick-out from year one depending on the performance of the NIKKEI 225 Index. This plan is only available on an Advised Basis.

  • Closing Date: Nov 27, 2024
  • ISA Transfer: Nov 8, 2024
Don't forget the risks
  • Potential return: 8.25 % per annum, dependent on the performance of the Index
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: Nikkei 225 Index
  • Counterparty: HSBC Bank plc
  • Investment term: 6 years
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 50%
View plan

Walker Crips UK & Europe Step Down Kick-out Plan (CA099)

The Walker Crips UK & Europe Step Down Kick-out Plan (CA099) is a maximum 6-year investment offering a Potential gross investment return of 9.50% for each year and a potential kick-out from year one depending on the performance of the FTSE 100 Index and the EURO STOXX 50 Index. This plan is only available on an Advised Basis.

  • Closing Date: Nov 29, 2024
  • ISA Transfer: Nov 15, 2024
Don't forget the risks
  • Potential return: 9.5 % per annum, dependent on the performance of each Index
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index and EURO STOXX 50 Index
  • Counterparty: Credit Agricole CIB
  • Investment term: 6 years
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

Walker Crips UK Step Down Kick-out Plan (CA100)

The Walker Crips UK Step Down Kick-out Plan (CA100) is a maximum 7-year investment offering a Potential gross investment return of 6.50% for each year and a potential kick-out from year two depending on the performance of the FTSE 100 Index.

  • Closing Date: Nov 29, 2024
  • ISA Transfer: Nov 15, 2024
Don't forget the risks
  • Potential return: 6.5 % for each year
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: Credit Agricole CIB
  • Investment term: 7 years
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

Walker Crips UK & US Annual Kick-out Plan (MS191)

The Walker Crips UK & US Annual Kick-out Plan (MS191) is a six year investment offering a Potential return of 10.25% per annum, dependent on the performance of the Index.

  • Closing Date: Dec 13, 2024
  • ISA Transfer: Nov 29, 2024
Don't forget the risks
  • Potential return: 10.25 % per annum, dependent on the performance of the Index
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index and S&P 500 Index
  • Counterparty: Morgan Stanley
  • Investment term: 6 years
  • Kick-out / Early maturity: No
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

Walker Crips UK & US Step Down Kick-out Plan (MS192)

The Walker Crips UK & US Step Down Kick-out Plan (MS192) is a maximum six year investment offering a Potential return of 8.25% per annum, dependent on the performance of the Index.

  • Closing Date: Dec 13, 2024
  • ISA Transfer: Nov 29, 2024
Don't forget the risks
  • Potential return: 8.25 % per annum, dependent on the performance of the Index
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index and S&P 500 Index
  • Counterparty: Morgan Stanley
  • Investment term: 6 years
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

Walker Crips UK 90% Annual Kick-out Deposit Plan (SAN042)

The Walker Crips UK 90% Annual Kick-out Deposit Plan (SAN042) is a maximum six year investment offering a Potential return of 5.25% per annum, dependent on the performance of the Index.

  • Closing Date: Dec 13, 2024
  • ISA Transfer: Nov 29, 2024
Don't forget the risks
  • Potential return: 5.25 % per annum, dependent on the performance of the Index
  • Product type: Deposit Based
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: Santander UK plc
  • Investment term: 6 years
  • Kick-out / Early maturity: Yes
  • Barrier type: Not Applicable (Structured Deposit)
  • Barrier level: N/A
View plan

Walker Crips UK Annual Kick-out Deposit Plan (SAN041)

The Walker Crips UK Annual Kick-out Deposit Plan (SAN041) is a maximum six year investment offering a Potential return of 6.25% per annum, dependent on the performance of the Index.

  • Closing Date: Dec 13, 2024
  • ISA Transfer: Nov 29, 2024
Don't forget the risks
  • Potential return: 6.25 % per annum, dependent on the performance of the Index
  • Product type: Deposit Based
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: Santander UK plc
  • Investment term: 6 -years
  • Kick-out / Early maturity: Yes
  • Barrier type: Not Applicable (Structured Deposit)
  • Barrier level: N/A
View plan

Walker Crips UK Annual Kick-out Plan (HS521)

The Walker Crips UK Annual Kick-out Plan (HS521) is a maximum six year Plan offering a Potential return of 7.50% per annum, payable on maturity.

  • Closing Date: Dec 13, 2024
  • ISA Transfer: Nov 29, 2024
Don't forget the risks
  • Potential return: 7.5 % per annum, payable on maturity
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: HSBC Bank plc
  • Investment term: 6 years
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 60%
View plan

Walker Crips UK Annual Kick-out Plan (HS522)

The Walker Crips UK Annual Kick-out Plan (HS522) is a six year investment offering a Potential return of 7.75% per annum, dependent on the performance of the Index.

  • Closing Date: Dec 13, 2024
  • ISA Transfer: Nov 29, 2024
Don't forget the risks
  • Potential return: 7.75 % per annum, dependent on the performance of the Index
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: HSBC Bank plc
  • Investment term: 6 years
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

Walker Crips UK Fixed Growth Deposit Plan (SAN043)

The Walker Crips UK Fixed Growth Deposit Plan (SAN043) is a four year investment offering a Potential return of 23% return at maturity, dependent on the performance of the Index.

  • Closing Date: Dec 13, 2024
  • ISA Transfer: Nov 29, 2024
Don't forget the risks
  • Potential return: 23 % return at maturity, dependent on the performance of the Index
  • Product type: Deposit Based
  • Investment type: Growth
  • Market / index link: FTSE 100 Index
  • Counterparty: Santander UK plc
  • Investment term: 4 years
  • Kick-out / Early maturity: No
  • Barrier type: Not Applicable (Structured Deposit)
  • Barrier level: N/A
View plan

Walker Crips UK Step Down Kick-out Plan (HS524)

The Walker Crips UK Step Down Kick-out Plan (HS524) is a maximum six year investment offering a Potential Return of 6.25% per annum, dependent on the performance of the Index.

  • Closing Date: Dec 13, 2024
  • ISA Transfer: Nov 29, 2024
Don't forget the risks
  • Potential return: 6.25 % per annum, dependent on the performance of the Index
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: HSBC Bank plc
  • Investment term: 6 years
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

Walker Crips UK Defensive Step Down Kick-out Plan (CT122)

The Walker Crips UK Defensive Step Down Kick-out Plan (CT122) is a maximum 7-year investment offering a Potential return of 6.35% per annum, dependent on the performance of the Index. However, the Plan has the potential to mature early (kick-out) from the second anniversary and annually thereafter.

  • Closing Date: Jan 3, 2025
  • ISA Transfer: Dec 20, 2024
Don't forget the risks
  • Potential return: 6.35 % per annum, dependent on the performance of the Index
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: Citigroup Global Markets Ltd
  • Investment term: 7 -years
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

Walker Crips UK Fixed Income Plan (CT121)

The Walker Crips UK Fixed Income Plan (CT121) is a 5 year investment offering Fixed Income Payments of 1.375% payable each quarter (equivalent to 5.50% per annum).

  • Closing Date: Jan 3, 2025
  • ISA Transfer: Dec 20, 2024
Don't forget the risks
  • Potential return: 1.375 % payable each quarter (equivalent to 5.50% per annum)
  • Product type: Capital at Risk
  • Investment type: Income
  • Market / index link: FTSE 100 Index
  • Counterparty: Citigroup Global Markets Ltd
  • Investment term: 5 -years
  • Kick-out / Early maturity: No
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

Meteor FTSE Daily 100 Kick Out Plan November 2024 - BN9167

The Meteor FTSE Daily 100 Kick Out Plan November 2024 - BN9167 is a maximum 6-year, 3-weeks investment offering a Potential Investment Return of 7.40% p.a. based on days in force, payable after year 2.

  • Closing Date: Nov 21, 2024
  • ISA Transfer: Nov 7, 2024
Don't forget the risks
  • Potential return: 7.4 % p.a. based on days in force, payable after year 2
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: BNP Paribas
  • Investment term: 6 -years, 3-weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

Meteor FTSE Daily 90 Kick Out Plan November 2024 - BN9165

The Meteor FTSE Daily 90 Kick Out Plan November 2024 - BN9165 is a 6-year, 3-week investment plan offering a Potential gross investment return equivalent to 6.50% p.a. based on days in force, payable after year 3.

  • Closing Date: Nov 21, 2024
  • ISA Transfer: Nov 7, 2024
Don't forget the risks
  • Potential return: 6.5 % p.a. based on days in force, payable after Year 3
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: BNP Paribas
  • Investment term: 6 years, 3 weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

Meteor FTSE Daily 95 Kick Out Plan November 2024 - BN9166

The Meteor FTSE Daily 95 Kick Out Plan November 2024 - BN9166 is a maximum 6-years, 3-weeks investment offering a Potential gross investment return of 7.05% p.a. based on days in force, payable after year 3.

  • Closing Date: Nov 21, 2024
  • ISA Transfer: Nov 7, 2024
Don't forget the risks
  • Potential return: 7.05 % p.a. based on days in force, payable after year 3
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: BNP Paribas
  • Investment term: 6 -years, 3-weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

Meteor FTSE Annual 100 Kick Out Plan November 2024 Option 1 - BN9170

The Meteor FTSE Annual 100 Kick Out Plan November 2024 Option 1 - BN9170 is a maximum 5 year, 3 week investment offering a Potential gross investment return of 8.30% payable for each year in force from year 2.

  • Closing Date: Nov 25, 2024
  • ISA Transfer: Nov 11, 2024
Don't forget the risks
  • Potential return: 8.3 % payable for each year in force from year 2
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: BNP Paribas
  • Investment term: 5 years, 3 weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

Meteor FTSE Annual 100 Kick Out Plan November 2024 Option 2 - BN9171

The FTSE Annual 100 Kick Out Plan November 2024 Option 2 - BN9171 is a maximum 5 year, 3 week investment offering a Potential gross investment return of 8.15% payable for each year in force from year 2.

  • Closing Date: Nov 25, 2024
  • ISA Transfer: Nov 11, 2024
Don't forget the risks
  • Potential return: 8.15 % payable for each year in force from year 2
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: BNP Paribas
  • Investment term: 5 years, 3 weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 60%
View plan

Meteor FTSE Annual 90 Kick Out Plan November 2024 - BN9169

The Meteor FTSE Annual 90 Kick Out Plan November 2024 - BN9169 is a maximum 5 year, 3 week investment offering a Potential gross investment return of 6.55% payable for each year in force from year 2.

  • Closing Date: Nov 25, 2024
  • ISA Transfer: Nov 11, 2024
Don't forget the risks
  • Potential return: 6.55 % payable for each year in force from year 2
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: BNP Paribas
  • Investment term: 5 years, 3 weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

Meteor FTSE Annual Step Down to 65 Kick Out Plan November 2024 - BN9174

The Meteor FTSE Annual Step Down to 65 Kick Out Plan November 2024 - BN9174 is a maximum 5-years, 3 weeks investment offering a Potential gross investment return of 5.90% payable for each year in force from year 2.

  • Closing Date: Nov 25, 2024
  • ISA Transfer: Nov 11, 2024
Don't forget the risks
  • Potential return: 5.9 % payable for each year in force from year 2
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: BNP Paribas
  • Investment term: 5 -years, 3-weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

Meteor FTSE Annual Step Down to 80 Kick Out Plan November 2024 (Option 2) - BN9173

The Meteor FTSE Annual Step Down to 80 Kick Out Plan November 2024 (Option 2) - BN9173 is a maximum 5-years, 3-weeks investment offering a Potential gross investment return of 6.40% payable for each year in force from year 2.

  • Closing Date: Nov 25, 2024
  • ISA Transfer: Nov 11, 2024
Don't forget the risks
  • Potential return: 6.4 % payable for each year in force from year 2
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: BNP Paribas
  • Investment term: 5 years, 3 weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 60%
View plan

Meteor FTSE Annual Step Down to 80 Kick Out Plan November 2024 Option 1 - BN9172

The Meteor FTSE Annual Step Down to 80 Kick Out Plan November 2024 Option 1 - BN9172 is a maximum 5-years, 3-weeks investment offering a Potential gross investment return of 6.55% payable for each year in force from year 2.

  • Closing Date: Nov 25, 2024
  • ISA Transfer: Nov 11, 2024
Don't forget the risks
  • Potential return: 6.55 % payable for each year in force from year 2
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: BNP Paribas
  • Investment term: 5 years, 3 weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

Meteor FTSE/STOXX Annual 100 Kick Out Plan November 2024 - CG9199

The Meteor FTSE/STOXX Annual 100 Kick Out Plan November 2024 - CG9199 is a maximum 5-years, 3-week investment offering a Potential gross investment return of 11.50% payable for each year in force from year 2.

  • Closing Date: Nov 27, 2024
  • ISA Transfer: Nov 13, 2024
Don't forget the risks
  • Potential return: 11.5 % payable for each year in force from year 2
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index and EURO STOXX 50 Index
  • Counterparty: Citigroup Global Markets Ltd
  • Investment term: 5 -years, 3-weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

Meteor FTSE/STOXX Annual Step Down to 85 Kick Out Plan November 2024 - MS9175

The Meteor FTSE/STOXX Annual Step Down to 85 Kick Out Plan November 2024 - MS9175 is a maximum 6-year, 3-week investment offering a Potential gross investment return of 9% payable for each year in force from year 1.

  • Closing Date: Nov 27, 2024
  • ISA Transfer: Nov 13, 2024
Don't forget the risks
  • Potential return: 9 % payable for each year in force from year 1
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index and EURO STOXX 50 Index
  • Counterparty: Morgan Stanley
  • Investment term: 6 -years, 3-weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 60%
View plan

Meteor FTSE/STOXX Annual Step Down to 65 Kick Out Plan December 2024 - CG9200

The Meteor FTSE/STOXX Annual Step Down to 65 Kick Out Plan December 2024 - CG9200 is a maximum 6-years, 3-weeks investment offering a Potential gross investment return of 7.55% payable for each year in force from year 2.

  • Closing Date: Dec 4, 2024
  • ISA Transfer: Nov 20, 2024
Don't forget the risks
  • Potential return: 7.55 % payable for each year in force from year 2
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index and EURO STOXX 50 Index
  • Counterparty: Citigroup Global Markets Ltd
  • Investment term: 6 -years, 3-weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

Meteor Fixed Growth Recallable Plan December 2024 - CR9201

The Meteor Fixed Growth Recallable Plan December 2024 - CR9201 is a maximum 10 year, 3 week investment offering a Fixed gross investment return of 6.50% payable for each year in force from year 2.

  • Closing Date: Dec 10, 2024
  • ISA Transfer: Nov 26, 2024
Don't forget the risks
  • Potential return: 6.5 % payable for each year in force from year 2
  • Product type: Capital Protected
  • Investment type: Callable
  • Market / index link: N/A
  • Counterparty: Credit Agricole CIB
  • Investment term: 10 years, 3 weeks
  • Kick-out / Early maturity: No
  • Barrier type: Capital Protected
  • Barrier level: 0%
View plan

Meteor FTSE Monthly Fixed Income Plan December 2024 Option 1 - CR9213

The Meteor FTSE Monthly Fixed Income Plan December 2024 Option 1 - CR9213 is a 6 year, 3 week investment offering a Fixed gross income payment of 0.445% payable per month.

  • Closing Date: Dec 11, 2024
  • ISA Transfer: Nov 27, 2024
Don't forget the risks
  • Potential return: 0.445 % payable per month
  • Product type: Capital at Risk
  • Investment type: Income
  • Market / index link: FTSE 100 Index
  • Counterparty: Credit Agricole CIB
  • Investment term: 6 years, 3 weeks
  • Kick-out / Early maturity: No
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

Meteor FTSE Monthly Fixed Income Plan December 2024 (Option 2) - CR9214

The Meteor FTSE Monthly Fixed Income Plan December 2024 (Option 2) - CR9214 is a 6 year, 3 week investment offering a Fixed gross income payment of 0.437% payable per month.

  • Closing Date: Dec 11, 2024
  • ISA Transfer: Nov 27, 2024
Don't forget the risks
  • Potential return: 0.43 % payable per month
  • Product type: Capital at Risk
  • Investment type: Income
  • Market / index link: FTSE 100 Index
  • Counterparty: Credit Agricole CIB
  • Investment term: 6 years, 3 weeks
  • Kick-out / Early maturity: No
  • Barrier type: End of Term
  • Barrier level: 60%
View plan

Meteor FTSE Quarterly 75 Income Kick Out Plan December 2024 - CG9230

The Meteor FTSE Quarterly 75 Income Kick Out Plan December 2024 - CG9230 is a maximum 10-years, 3-weeks investment offering a Potential gross income of 1.45% per quarter.

  • Closing Date: Dec 12, 2024
  • ISA Transfer: Nov 28, 2024
Don't forget the risks
  • Potential return: 1.45 % per quarter
  • Product type: Capital at Risk
  • Investment type: Income/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: Citigroup Global Markets Ltd
  • Investment term: 10 -years, 3-weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

Meteor FTSE Quarterly 85 Income Kick Out Plan December 2024 - CG9231

The Meteor FTSE Quarterly 85 Income Kick Out Plan December 2024 - CG9231 is a maximum 10-years, 3-weeks investment offering a Potential gross income of 1.70% per quarter.

  • Closing Date: Dec 12, 2024
  • ISA Transfer: Nov 28, 2024
Don't forget the risks
  • Potential return: 1.7 % gross per quarter
  • Product type: Capital at Risk
  • Investment type: Income/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: Citigroup Global Markets Ltd
  • Investment term: 10 years, 3 weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Terms
  • Barrier level: 65%
View plan

MB Structured Investments UK 5Y Annual 100 Kick Out Plan (Y1 60) November 2024 - BA9207

The MB Structured Investments UK 5Y Annual 100 Kick Out Plan (Y1 60) November 2024 - BA9207 is a maximum 5-years, 3-weeks investment offering a Potential gross investment return of 7.83% payable for each year in force from year 1.

  • Closing Date: Nov 26, 2024
  • ISA Transfer: Nov 12, 2024
Don't forget the risks
  • Potential return: 7.83 % payable for each year in force from year 1
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: Barclays Bank plc
  • Investment term: 5 -years, 3-weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 60%
View plan

MB Structured Investments UK 5Y Annual Step Down to 75 Kick Out Plan (Y2 65) November 2024 - BA9209

The MB Structured Investments UK 5Y Annual Step Down to 75 Kick Out Plan (Y2 65) November 2024 - BA9209 is a maximum 5-years, 3-weeks investment offering a Potential gross investment return of 6.39% payable for each year in force from year 2.

  • Closing Date: Nov 26, 2024
  • ISA Transfer: Nov 12, 2024
Don't forget the risks
  • Potential return: 6.39 % payable for each year in force from year 2
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: Barclays Bank plc
  • Investment term: 5 -years, 3-weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

MB Structured Investments UK 5Y Annual Step Down to 80 Kick Out Plan (Y2 65) November 2024 - BA9208

The MB Structured Investments UK 5Y Annual Step Down to 80 Kick Out Plan (Y2 65) November 2024 - BA9208 is a maximum 5-years, 3-weeks investment offering a Potential gross investment return of 6.70% payable for each year in force from year 2.

  • Closing Date: Nov 26, 2024
  • ISA Transfer: Nov 12, 2024
Don't forget the risks
  • Potential return: 6.7 % payable for each year in force from year 2
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: Barclays Bank plc
  • Investment term: 5 -years, 3-weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

MB Structured Investments UK 5Y Annual Step Down to 85 Kick Out Plan (Y2 65) November 2024 - BA9210

The MB Structured Investments UK 5Y Annual Step Down to 85 Kick Out Plan (Y2 65) November 2024 - BA9210 is a 5-years, 3-weeks investment offering a Potential gross investment return of 7.11% for each year in force from year 2.

  • Closing Date: Nov 26, 2024
  • ISA Transfer: Nov 12, 2024
Don't forget the risks
  • Potential return: 7.11 % payable for each year in force from year 2
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: Barclays Bank plc
  • Investment term: 5 -years, 3-weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

MB Structured Investments UK 4Y Annual Fixed Interest Deposit Plan December 2024 - BA9211

The MB Structured Investments UK 4Y Fixed Annual Interest Deposit Plan December 2024 - BA9211 is a 4-year, 3-weeks investment plan offering Fixed gross interest of 4.04% payable per year, plus 0.50% potential bonus at the end.

  • Closing Date: Nov 29, 2024
  • ISA Transfer: Nov 15, 2024
Don't forget the risks
  • Potential return: 4.04 % payable per year
  • Product type: Deposit Based
  • Investment type: Growth
  • Market / index link: FTSE 100 Index
  • Counterparty: Barclays Bank plc
  • Investment term: 4 years, 3 weeks
  • Kick-out / Early maturity: No
  • Barrier type: Not Applicable (Structured Deposit)
  • Barrier level: N/A
View plan

MB Structured Investments UK 4Y Monthly Fixed Interest Deposit Plan December 2024 - BA9212

The MB Structured Investments UK 4Y Fixed Monthly Interest Deposit Plan December 2024 - BA9212 is a 4-year, 3-week investment plan offering a Fixed gross interest of 0.335% payable per month.

  • Closing Date: Nov 29, 2024
  • ISA Transfer: Nov 15, 2024
Don't forget the risks
  • Potential return: 0.335 % payable per month
  • Product type: Deposit Based
  • Investment type: Growth
  • Market / index link: FTSE 100 Index
  • Counterparty: Barclays Bank plc
  • Investment term: 4 years, 3 weeks
  • Kick-out / Early maturity: No
  • Barrier type: Not Applicable (Structured Deposit)
  • Barrier level: N/A
View plan

MB Structured Investments 10Y Annual Recallable Early Bonus Growth Plan December 2024 - BA9218

The MB Structured Investments 10Y Annual Recallable Early Bonus Growth Plan December 2024 - BA9218 is a maximum 10 years, 3 weeks investment offering a Potential 5.50% investment return plus 1.50% Early Bonus if Recalled early, for each year in force.

  • Closing Date: Dec 2, 2024
  • ISA Transfer: Nov 18, 2024
Don't forget the risks
  • Potential return: 5.5 % plus 1.50% Early Bonus if Recalled early
  • Product type: Capital Protected
  • Investment type: Callable
  • Market / index link: N/A
  • Counterparty: Barclays Bank plc
  • Investment term: 10 -years, 3-weeks
  • Kick-out / Early maturity: No
  • Barrier type: Capital Protected
  • Barrier level: 0%
View plan

MB Structured Investments 6Y Semi-Annual Recallable Fixed Growth Plan December 2024 - BA9219

The MB Structured Investments 6Y Semi-Annual Recallable Fixed Growth Plan December 2024 - BA9219 is a maximum 6-years, 3-weeks investment offering a Fixed gross investment return of 2.40% payable for each semester in force from year 2.

  • Closing Date: Dec 2, 2024
  • ISA Transfer: Nov 18, 2024
Don't forget the risks
  • Potential return: 2.4 % payable for each semester in force from year 2
  • Product type: Capital Protected
  • Investment type: Callable
  • Market / index link: FTSE 100 Index
  • Counterparty: Barclays Bank plc
  • Investment term: 6 -years, 3-weeks
  • Kick-out / Early maturity: No
  • Barrier type: Capital Protected
  • Barrier level: 0%
View plan

MB Structured Investments UK 3Y 90 Growth Deposit Plan December 2024 - BA9220

The MB Structured Investments UK 3Y 90 Growth Deposit Plan December 2024 - BA9220 is a 3-year, 3-week investment offering a Potential gross investment return of 15.50% payable at the end of the term.

  • Closing Date: Dec 2, 2024
  • ISA Transfer: Nov 13, 2024
Don't forget the risks
  • Potential return: 15.5 % payable at the end of the term
  • Product type: Capital Protected
  • Investment type: Growth
  • Market / index link: FTSE 100 Index
  • Counterparty: Barclays Bank plc
  • Investment term: 3 -years, 3-weeks
  • Kick-out / Early maturity: No
  • Barrier type: Deposit based
  • Barrier level: 0%
View plan

MB Structured Investments UK 6Y Monthly 85 Income Kick Out Plan (Y2 65) December 2024 - BA9223

The MB Structured Investments UK 6Y Monthly 85 Income Kick Out Plan (Y2 65) December 2024 - BA9223 is a maximum 6 years, 3 weeks plan offering a Potential gross income of 0.50% payable per month.

  • Closing Date: Dec 5, 2024
  • ISA Transfer: Nov 21, 2024
Don't forget the risks
  • Potential return: 0.5 % payable per month
  • Product type: Capital at Risk
  • Investment type: Income/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: Barclays Bank plc
  • Investment term: 6 years, 3 weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

MB Structured Investments UK/Europe 5Y Quarterly 75 Income Kick Out Plan (Y2 65) December 2024 - BA9224

The MB Structured Investments UK/Europe 5Y Quarterly 75 Income Kick Out Plan (Y2 65) December 2024 - BA9224 is a maximum 5 years, 3 week investment offering a Potential gross income of 1.75% per quarter.

  • Closing Date: Dec 5, 2024
  • ISA Transfer: Nov 21, 2024
Don't forget the risks
  • Potential return: 1.75 % per quarter
  • Product type: Capital at Risk
  • Investment type: Income/Kick-Out
  • Market / index link: FTSE 100 Index and EURO STOXX 50 Index
  • Counterparty: Barclays Bank plc
  • Investment term: 5 -years, 3-weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

MB Structured Investments UK/US 5Y Quarterly 80 Income Kick Out Plan (Y2 65) December 2024 - BA9225

The MB Structured Investments UK/US 5Y Quarterly 80 Income Kick Out Plan (Y2 65) December 2024 - BA9225 is a maximum 5-years, 3-weeks investment offering Potential gross income of 1.81% per quarter.

  • Closing Date: Dec 5, 2024
  • ISA Transfer: Nov 21, 2024
Don't forget the risks
  • Potential return: 1.81 % per quarter
  • Product type: Capital at Risk
  • Investment type: Income/Kick-Out
  • Market / index link: FTSE 100 Index and S&P 500 Index
  • Counterparty: Barclays Bank plc
  • Investment term: 5 -years, 3-weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

MB Structured Investments UK/Europe 5Y Annual Step Down to 70 Kick Out Plan (Y2 65) December 2024 - BA9235

The MB Structured Investments UK/Europe 5Y Annual Step Down to 70 Kick Out Plan (Y2 65) December 2024 - BA9235 is a maximum 5 years, 3 weeks investment offering a potential gross investment return of 8% payable for each year in force from year 2.

  • Closing Date: Dec 9, 2024
  • ISA Transfer: Nov 25, 2024
Don't forget the risks
  • Potential return: 8 % payable for each year in force from year 2
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index and EURO STOXX 50 Index
  • Counterparty: Barclays Bank plc
  • Investment term: 5 years, 3 weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

MB Structured Investments UK/Europe 5Y Annual Step Down to 85 Kick Out Plan (Y2 65) December 2024 - BA9234

The MB Structured Investments UK/Europe 5Y Annual Step Down to 85 Kick Out Plan (Y2 65) December 2024 - BA9234 is a maximum 5 years, 3 weeks investment offering a Potential gross investment return of 9.35% payable for each year in force from year 2.

  • Closing Date: Dec 9, 2024
  • ISA Transfer: Nov 25, 2024
Don't forget the risks
  • Potential return: 9.35 % payable for each year in force from year 2
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index and EURO STOXX 50 Index
  • Counterparty: Barclays Bank plc
  • Investment term: 5 -years, 3-weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

MB Structured Investments UK 4Y Monthly Fixed Income Plan (Y2 65) December 2024 - BA9239

The MB Structured Investments UK 4Y Monthly Fixed Income Plan (Y2 65) December 2024 - BA9239 is a maximum 4-years, 3-weeks investment offering a Fixed gross income payment of 0.4225% payable per month.

  • Closing Date: Dec 10, 2024
  • ISA Transfer: Nov 26, 2024
Don't forget the risks
  • Potential return: 0.4225 % payable per month
  • Product type: Capital at Risk
  • Investment type: Income
  • Market / index link: FTSE 100 Index
  • Counterparty: Barclays Bank plc
  • Investment term: 4 -years, 3-weeks
  • Kick-out / Early maturity: No
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

MB Structured Investments UK/US 5Y Annual Step Down to 85 Kick Out Plan (Y1 65) December 2024 - BA9240

The MB Structured Investments UK/US 5Y Annual Step Down to 85 Kick Out Plan (Y1 65) December 2024 - BA9240 is a maximum 5 years, 3 weeks investment offering a Potential gross return of 8.26% payable for each year in force from year 1.

  • Closing Date: Dec 10, 2024
  • ISA Transfer: Nov 26, 2024
Don't forget the risks
  • Potential return: 8.26 % payable for each year in force from year 1
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index and S&P 500 Index
  • Counterparty: Barclays Bank plc
  • Investment term: 5 -years, 3-weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

MB Structured Investments UK 5Y Quarterly Step Down to 85 Kick Out Plan (Y2 65) December 2024 - BA9266

The MB Structured Investments UK 5Y Quarterly Step Down to 85 Kick Out Plan (Y2 65) December 2024 - BA9266 is a maximum 5-years, 3-weeks investment offering a Potential gross investment return of 1.7525% payable for each quarter in force from 2 years.

  • Closing Date: Dec 16, 2024
  • ISA Transfer: Dec 2, 2024
Don't forget the risks
  • Potential return: 1.7525 % payable for each quarter in force from 2 years
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: Barclays Bank plc
  • Investment term: 5 -years, 3-weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

MB Structured Investments UK/US 5Y Annual Step Down to 85 Kick Out Deposit Plan (Y3) December 2024 - BA9267

The MB Structured Investments UK/US 5Y Annual Step Down to 85 Kick Out Deposit Plan (Y3) December 2024 - BA9267 is a maximum 5-years, 3-weeks Deposit Plan offering a 6.30% annual Interest potential.

  • Closing Date: Dec 16, 2024
  • ISA Transfer: Nov 27, 2024
Don't forget the risks
  • Potential return: 6.3 % annual interest potential
  • Product type: Deposit Based
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index and EURO STOXX 50 Index
  • Counterparty: Barclays Bank plc
  • Investment term: 5 -years, 3-weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: Not Applicable (Structured Deposit)
  • Barrier level: N/A
View plan

Goldman Sachs FTSE 100 Deposit Kick Out - December 2024

This is a six year, one week Deposit Plan based on the performance of the FTSE™ 100 Index, the Underlying Asset. The Deposit Plan is constructed to offer a Potential Return of 6% for each year the Deposit Plan runs with the possibility of early maturity and the full repayment of Initial Capital from the end of the Deposit Plan’s fourth year and annually thereafter. The Potential Return is only payable if the Deposit Plan kicks out.

  • Closing Date: Dec 6, 2024
  • ISA Transfer: Nov 20, 2024
Don't forget the risks
  • Potential return: 6 % return on investment for each year the Deposit Plan runs, paid gross.
  • Product type: Deposit Based
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: Goldman Sachs International
  • Investment term: 6 years, 1 week
  • Kick-out / Early maturity: No
  • Barrier type: Not Applicable (Structured Deposit)
  • Barrier level: N/A
View plan

Mariana Dual Index Step Down Kick Out Plan December 2024

This is a six year, one week Plan based on the performance of the FTSE™ 100 Index and Euro Stoxx 50® Index, the Underlying Assets. The Plan is constructed to offer a Potential Return of 7.30% for each year the Plan runs with the possibility of early maturity and the full repayment of Initial Capital after the third year and annually thereafter. The Potential Return is only payable if the Plan kicks out.

  • Closing Date: Dec 9, 2024
  • ISA Transfer: Nov 21, 2024
Don't forget the risks
  • Potential return: 7.3 % return on investment for each year the Plan runs, paid gross
  • Product type: Capital at Risk
  • Investment type: Auto-Call/Kick-Out
  • Market / index link: FTSE 100 Index and EURO STOXX 50
  • Counterparty: BNP Paribas
  • Investment term: 6 years 1 week
  • Kick-out / Early maturity: Yes
  • Barrier type: End of term
  • Barrier level: 65%
View plan

Mariana FTSE 100 Kick Out Plan - December 2024

The Mariana FTSE 100 Kick Out Plan - December 2024 is a capital at risk investment offering a potential 8.00% return on investment for each year the Plan runs, paid gross. The Potential Return will only be paid if the Plan kicks out.

  • Closing Date: Dec 13, 2024
  • ISA Transfer: Nov 27, 2024
Don't forget the risks
  • Potential return: 8 % return for each year the Plan runs, paid gross
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: Credit Agricole CIB
  • Investment term: 7 years, 2 weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 60%
View plan

Mariana 10:10 Plan FTSE CSDI Version January 2025 (Option 1)

This is a ten year, two week Plan based on the performance of the FTSE™ Custom 100 Synthetic 3.5% Dividend Index, the Underlying Asset. The Plan has three options and is constructed to offer a Potential Return of 7.25% in Option 1 for each year the Plan runs with the possibility of early maturity and the full repayment of Initial Capital from the end of the Plan’s second year and annually thereafter. The Potential Return is only payable if the Plan kicks out.

  • Closing Date: Dec 24, 2024
  • ISA Transfer: Dec 6, 2024
Don't forget the risks
  • Potential return: 7.25 % per annum
  • Product type: Capital at Risk
  • Investment type: Growth/Auto-Call
  • Market / index link: FTSE CSDI
  • Counterparty: Natixis
  • Investment term: 10 -years 2-weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of term
  • Barrier level: 70%
View plan

Mariana 10:10 Plan FTSE CSDI Version January 2025 (Option 2)

This is a ten-year two-week Plan based on the performance of the FTSE™ Custom 100 Synthetic 3.5% Dividend Index, the Underlying Asset. The Plan is constructed to offer a Potential Return of 8.75% for each year the Plan runs, paid gross, with the possibility of early maturity and the full repayment of Initial Capital from the end of the Plan’s second year and annually thereafter. The Potential Return is only payable if the Plan kicks out.

  • Closing Date: Dec 24, 2024
  • ISA Transfer: Dec 6, 2024
Don't forget the risks
  • Potential return: 8.75 % per annum
  • Product type: Capital at Risk
  • Investment type: Growth/Auto-Call
  • Market / index link: FTSE CSDI
  • Counterparty: Natixis
  • Investment term: 10 -years 2-weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of term
  • Barrier level: 70%
View plan

Mariana 10:10 Plan FTSE CSDI Version January 2025 (Option 3)

This is a ten-year two-week Plan based on the performance of the FTSE™ Custom 100 Synthetic 3.5% Dividend Index, the Underlying Asset. The Plan has three options and is constructed to offer a Potential Return of 10.25% and repayment of Initial Capital from the end of the Plan’s second year and annually thereafter. The Potential Return is only payable if the Plan kicks out.

  • Closing Date: Dec 24, 2024
  • ISA Transfer: Dec 6, 2024
Don't forget the risks
  • Potential return: 10.25 % per annum (paid gross)
  • Product type: Capital at Risk
  • Investment type: Growth/Auto-Call
  • Market / index link: FTSE CSDI
  • Counterparty: Natixis
  • Investment term: 10 -years 2-weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 70%
View plan

Mariana Dual Index Defensive Income Kick Out Plan - January 2025

This is a six year, two week Plan based on the performance of the FTSE™ Custom 100 Synthetic 3.5% Dividend Index and S&P 500® Index, the Underlyings. The Plan is constructed to offer a Potential Income of 1.90% per quarter (7.60% p.a.) providing the Closing Price of both the Underlyings is at or above 80% of the Start Level on a quarterly Observation Date.

  • Closing Date: Dec 24, 2024
  • ISA Transfer: Dec 6, 2024
Don't forget the risks
  • Potential return: 1.9 % for each quarter the Plan runs (7.6% p.a.)
  • Product type: Capital at Risk
  • Investment type: Income/Kick-Out
  • Market / index link: FTSE 100 Index and S&P 500 Index
  • Counterparty: Morgan Stanley
  • Investment term: 6 years, 2 weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of term
  • Barrier level: 65%
View plan

Mariana FTSE 100 Defensive Income Kick Out Plan - January 2025

The Mariana FTSE 100 Defensive Income Kick Out Plan - January 2025 is a maximum 6-year, one-week investment offering a Potential Income of 1.525% for each quarter the Plan runs (6.1% p.a.).

  • Closing Date: Dec 24, 2024
  • ISA Transfer: Dec 6, 2024
Don't forget the risks
  • Potential return: 1.525 % for each quarter the Plan runs (6.1% p.a.)
  • Product type: Capital at Risk
  • Investment type: Income/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: Goldman Sachs International
  • Investment term: 6 years, 1 week
  • Kick-out / Early maturity: Yes
  • Barrier type: End of term
  • Barrier level: 65%
View plan

Mariana FTSE 100 Defensive Kick Out Plan - January 2025

The Mariana FTSE 100 Defensive Kick Out Plan - January 2025 is a seven-year, two week Plan based on the performance of the FTSE™ 100 Index, the Underlying Asset, offering a potential 7% return on investment for each year the Plan runs, paid gross. The Potential Return will only be paid if the Plan kicks out.

  • Closing Date: Dec 24, 2024
  • ISA Transfer: Dec 6, 2024
Don't forget the risks
  • Potential return: 7 % return on investment for each year the Plan runs, paid gross. The Potential Return will only be paid if the Plan kicks out.
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: Morgan Stanley
  • Investment term: 7 -years, 2-weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

IDAD Credit Agricole UK & US Monthly Fixed Income Plan - December 2024

The IDAD Credit Agricole UK & US Monthly Fixed Income Plan - December 2024 is a 6 year 3 week investment offering an Investment Return of 0.4750% per month fixed coupon, irrespective of the performance of the underlying, (5.70% p.a.).

  • Closing Date: Dec 13, 2024
  • ISA Transfer: Nov 29, 2024
Don't forget the risks
  • Potential return: 0.475 % per month (5.70% p.a.)
  • Product type: Capital at Risk
  • Investment type: Income
  • Market / index link: FTSE 100 Index & S&P 500 Index
  • Counterparty: Credit Agricole CIB
  • Investment term: 6 years, 3 weeks
  • Kick-out / Early maturity: No
  • Barrier type: End of Term
  • Barrier level: 60%
View plan

IDAD Goldman Sachs Callable Growth Deposit Plan Issue 19 - December 2024

The IDAD Goldman Sachs Callable Growth Deposit Plan Issue 19 - December 2024 is a 6 year 2 week Deposit Plan linked to the performance of the FTSE 100 Index. The Deposit Plan is constructed to offer a potential return of 8% per annum (2% per quarter) to the final Callable Observation Date if the Deposit Taker calls the investment early, or 300% participation in any growth of the FTSE 100 Index at maturity.

  • Closing Date: Dec 13, 2024
  • ISA Transfer: Nov 26, 2024
Don't forget the risks
  • Potential return: 8 % p.a. (2% per quarter)
  • Product type: Deposit Based
  • Investment type: Callable
  • Market / index link: N/A
  • Counterparty: Goldman Sachs International
  • Investment term: 6 -years, 2-weeks
  • Kick-out / Early maturity: No
  • Barrier type: Not Applicable (Structured Deposit)
  • Barrier level: N/A
View plan

IDAD Barclays UK & Europe Deposit Kick Out Plan Issue 14 - January 2025

This is a 6 year 2 week investment offering a potential return of 8.20% p.a. if on any annual Observation date, starting at year 5, both Underlying Indices are at or above the Initial Strike level.

  • Closing Date: Dec 20, 2024
  • ISA Transfer: Dec 6, 2024
Don't forget the risks
  • Potential return: 8.2 % per annum
  • Product type: Deposit Based
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index and Euro Stoxx 50 Index
  • Counterparty: Barclays Bank plc
  • Investment term: 6 years 2 weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: Not Applicable (Structured Deposit)
  • Barrier level: N/A
View plan

hop investing UK Annual Step Down to 80 Kick Out Plan November 2024 - CI9179

The hop investing UK Annual Step Down to 80 Kick Out Plan November 2024 - CI9179 is a maximum 7 years, 3 weeks investment offering a Potential gross investment return of 6.65% payable for each year in force from year 2.

  • Closing Date: Nov 21, 2024
  • ISA Transfer: Nov 7, 2024
Don't forget the risks
  • Potential return: 6.65 % payable for each year in force from year 2
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: Canadian Imperial Bank of Commerce
  • Investment term: 7 years, 3 weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

hop investment UK Annual Step Down to 70 Kick Out Plan November 2024 - CI9187

The hop investment UK Annual Step Down to 70 Kick Out Plan November 2024 - CI9187 is a maximum 7-years, 3-weeks investment offering a Potential gross investment return of 6.35% payable for each year in force from year 2.

  • Closing Date: Nov 22, 2024
  • ISA Transfer: Nov 8, 2024
Don't forget the risks
  • Potential return: 6.35 % payable for each year in force from year 2
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: Canadian Imperial Bank of Commerce
  • Investment term: 7 -years, 3-weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

hop investing UK Monthly Fixed Income Plan December 2024 - CI9237

The hop investing UK Monthly Fixed Income Plan December 2024 - CI9237 is a maximum 7 years, 3 weeks investment offering a Fixed gross income payment of 0.445833% payable per month.

  • Closing Date: Dec 11, 2024
  • ISA Transfer: Nov 27, 2024
Don't forget the risks
  • Potential return: 0.445833 % payable per month
  • Product type: Capital at Risk
  • Investment type: Income
  • Market / index link: FTSE 100 Index
  • Counterparty: Canadian Imperial Bank of Commerce
  • Investment term: 7 -years, 3-weeks
  • Kick-out / Early maturity: No
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

hop investing UK/Europe Annual Step Down to 65 Kick Out Plan December 2024 - CI9238

The hop investing UK/Europe Annual Step Down to 65 Kick Out Plan December 2024 - CI9238 is a maximum 7 years, 3 weeks term offering a Potential gross investment return of 8% payable for each year in force from year 2.

  • Closing Date: Dec 11, 2024
  • ISA Transfer: Nov 27, 2024
Don't forget the risks
  • Potential return: 8 % payable for each year in force from year 2
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index and EURO STOXX 50 Index
  • Counterparty: Canadian Imperial Bank of Commerce
  • Investment term: 7 -years, 3-weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

hop investing UK/Europe Monthly 80 Income Kick Out Plan December 2024 - CI9233

The hop investing UK/Europe Monthly 80 Income Kick Out Plan December 2024 - CI9233 is a maximum 7 years, 3 weeks investment offering a Potential gross income of 0.65% per month.

  • Closing Date: Dec 11, 2024
  • ISA Transfer: Nov 27, 2024
Don't forget the risks
  • Potential return: 0.65 % per month
  • Product type: Capital at Risk
  • Investment type: Income/Kick-Out
  • Market / index link: FTSE 100 Index and EURO STOXX 50 Index
  • Counterparty: Canadian Imperial Bank of Commerce
  • Investment term: 7 -years, 3-weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

hop investing UK/Europe Monthly Fixed Income Kick Out Plan December 2024 - CI9236

The hop investing UK/Europe Monthly Fixed Income Kick Out Plan December 2024 - CI9236 is a maximum 5 years, 3 weeks investment offering a Fixed gross income payment of 0.50% payable per month.

  • Closing Date: Dec 11, 2024
  • ISA Transfer: Nov 27, 2024
Don't forget the risks
  • Potential return: 0.5 % payable per month
  • Product type: Capital at Risk
  • Investment type: Income/Kick-Out
  • Market / index link: FTSE 100 Index and EURO STOXX 50 Index
  • Counterparty: Canadian Imperial Bank of Commerce
  • Investment term: 5 -years, 3-weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

hop investing 6Y Semi-Annual Recallable Early Bonus Growth Deposit Plan December 2024 - SO9265

The hop investing 6Y Semi-Annual Recallable Early Bonus Growth Deposit Plan December 2024 - SO9265 is a maximum 6-years, 3-weeks investment offering 2.40% semi-annual Interest + potential semi-annual 0.50% Early Bonus (up to 5.80% p.a.)

  • Closing Date: Dec 18, 2024
  • ISA Transfer: Nov 29, 2024
Don't forget the risks
  • Potential return: 2.4 % semi-annual Interest + potential semi-annual 0.50% Early Bonus (up to 5.80% p.a.)
  • Product type: Deposit Based
  • Investment type: Callable
  • Market / index link: N/A
  • Counterparty: Societe Generale
  • Investment term: 6 -years, 3-weeks
  • Kick-out / Early maturity: No
  • Barrier type: Not Applicable (Structured Deposit)
  • Barrier level: N/A
View plan

hop investing UK Annual 100 Kick Out Plan December 2024 - CI9250

The hop investing UK Annual 100 Kick Out Plan December 2024 - CI9250 is a maximum 6-years, 3-weeks investment offering a Potential gross investment return of 8.15% annual Growth potential.

  • Closing Date: Dec 18, 2024
  • ISA Transfer: Dec 4, 2024
Don't forget the risks
  • Potential return: 8.15 % annual Growth potential
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: Canadian Imperial Bank of Commerce
  • Investment term: 6 -years, 3-weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

hop investing UK Annual Step Down to 65 Kick Out Plan December 2024 - CI9268

The hop investing UK Annual Step Down to 65 Kick Out Plan December 2024 - CI9268 is a maximum 7-years, 3-weeks investment offering a 6.50% annual Growth potential.

  • Closing Date: Dec 18, 2024
  • ISA Transfer: Dec 4, 2024
Don't forget the risks
  • Potential return: 6.5 % annual Growth potential
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: Canadian Imperial Bank of Commerce
  • Investment term: 7 -years, 3-weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

hop investing UK Annual Step Down to 80 Kick Out Plan December 2024 - CI9251

The hop investing UK Annual Step Down to 80 Kick Out Plan December 2024 - CI9251 is a maximum 7-years, 3-weeks investment offering a 6.85% annual Growth potential.

  • Closing Date: Dec 18, 2024
  • ISA Transfer: Dec 4, 2024
Don't forget the risks
  • Potential return: 6.85 % annual Growth potential
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: Canadian Imperial Bank of Commerce
  • Investment term: 7 -years, 3-weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

hop investing UK Annual Step Down to 85 Kick Out Plan December 2024 - CI9252

The hop investing UK Annual Step Down to 85 Kick Out Plan December 2024 - CI9252 is a maximum 7-years, 3-weeks investment offering a Potential gross investment return of 7.15% annual Growth potential.

  • Closing Date: Dec 18, 2024
  • ISA Transfer: Dec 4, 2024
Don't forget the risks
  • Potential return: 7.15 % annual Growth potential
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: Canadian Imperial Bank of Commerce
  • Investment term: 7 -years, 3-weeks
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

Hilbert FTSE 100 EW45 Annual Autocall Plan Issue 1 - November 2024

The Hilbert FTSE 100 EW45 Annual Autocall Plan Issue 1 - November 2024 is a maximum 10 year investment offering a Potential Fixed Growth Return equivalent to 12.15% p.a.

  • Closing Date: Nov 28, 2024
  • ISA Transfer: Nov 22, 2024
Don't forget the risks
  • Potential return: 12.15 % p.a.
  • Product type: Capital at Risk
  • Investment type: Growth/Auto-Call
  • Market / index link: FTSE 100 EW45
  • Counterparty: Citigroup Global Markets Ltd
  • Investment term: 10 years
  • Kick-out / Early maturity: No
  • Barrier type: End of Term
  • Barrier level: 50%
View plan

Hilbert FTSE 100 EW45 Conditional Memory Autocall Plan Issue 26 - November 2024

The Hilbert FTSE 100 EW45 Conditional Memory Autocall Plan Issue 26 - November 2024 is a capital at risk plan with an investment term up to 10 years offering an income potential of 1.95% per quarter (7.80% p.a.) (with memory feature to regain any missed income payments).

  • Closing Date: Nov 28, 2024
  • ISA Transfer: Nov 22, 2024
Don't forget the risks
  • Potential return: 1.95 % per quarter 7.80% p.a. (with memory feature to regain any missed income payments)
  • Product type: Capital at Risk
  • Investment type: Income/Auto-Call
  • Market / index link: FTSE 100 EW45
  • Counterparty: Citigroup Global Markets Ltd
  • Investment term: 10 years
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 50%
View plan

Hilbert FTSE 100 EW45 Super Defensive Autocall : Issue 19 - November 2024

The Hilbert FTSE 100 EW45 Super Defensive Autocall : Issue 19 - November 2024 has an investment term of up to 10 years and offers a Potential Return of 9.04% p.a.

  • Closing Date: Nov 28, 2024
  • ISA Transfer: Nov 22, 2024
Don't forget the risks
  • Potential return: 9.04 % p.a.
  • Product type: Capital at Risk
  • Investment type: Growth/Auto-Call
  • Market / index link: FTSE 100 EW45
  • Counterparty: Citigroup Global Markets Ltd
  • Investment term: 10 years
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 50%
View plan

Causeway Securities UK 5-Year Fixed Monthly Income Plan - December 2024

The Causeway Securities UK 5-Year Fixed Monthly Income Plan - December 2024 is a 5 year investment offering a Potential Investment Return of a Fixed income of 0.44% paid monthly (5.28% per annum) over the 5-year term irrespective of the performance of the FTSE 100 Index. The first income payment made to the Plan Administrator will be 20 January 2025 and monthly thereafter.

  • Closing Date: Nov 29, 2024
  • ISA Transfer: Nov 15, 2024
Don't forget the risks
  • Potential return: 0.44 % paid monthly (5.28% per annum)
  • Product type: Capital at Risk
  • Investment type: Income
  • Market / index link: FTSE 100 Index
  • Counterparty: Morgan Stanley
  • Investment term: 5 years
  • Kick-out / Early maturity: No
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

Causeway Securities UK Super Defensive Step Down (70) Kick-Out Plan - December 2024

The Causeway Securities UK Super Defensive Step Down (70) Kick-Out Plan - December 2024 is a maximum 7 year investment offering a Potential Investment Return of 6.30% p.a. payable if the Plan kicks out.

  • Closing Date: Dec 2, 2024
  • ISA Transfer: Nov 18, 2024
Don't forget the risks
  • Potential return: 6.3 % p.a. payable if the Plan kicks out
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: Credit Agricole CIB
  • Investment term: 7 years
  • Kick-out / Early maturity: No
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

Causeway Securities UK/EU Super Defensive Stepdown (65) Kick-Out Plan - November 2024

The Causeway Securities UK/EU Super Defensive Stepdown (65) Kick-Out Plan - November 2024 is a maximum 6 year investment offering a Potential Return of 7.75% p.a., payable if the Plan kicks out.

  • Closing Date: Dec 11, 2024
  • ISA Transfer: Nov 27, 2024
Don't forget the risks
  • Potential return: 7.75 % p.a., payable if the Plan kicks out
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index and EURO STOXX 50 Index
  • Counterparty: Morgan Stanley
  • Investment term: 6 years
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

Arcus 6Y UK Defensive Step-Down Kickout Plan (CA29)

The Arcus 6Y UK Defensive Step-Down Kick Out Plan (CA29) is a maximum 6 year investment offering a Potential Return of 6.55% a year, paid at maturity.

  • Closing Date: Nov 29, 2024
  • ISA Transfer: Nov 19, 2024
Don't forget the risks
  • Potential return: 6.55 % a year, paid at maturity
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: Credit Agricole CIB
  • Investment term: 6 years
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

Arcus 5Y UK Defensive Step-Down Kickout Plan (MS30)

The Arcus 5Y UK Defensive Step-Down Kick-out Plan (MS30) is a maximum 5 year investment offering a Potential Return of 6.90% per annum.

  • Closing Date: Dec 20, 2024
  • ISA Transfer: Dec 10, 2024
Don't forget the risks
  • Potential return: 6.9 % per annum
  • Product type: Capital at Risk
  • Investment type: Growth/Kick-Out
  • Market / index link: FTSE 100 Index
  • Counterparty: Morgan Stanley
  • Investment term: 5 years
  • Kick-out / Early maturity: Yes
  • Barrier type: End of Terms
  • Barrier level: 60%
View plan

Arcus 6Y UK Monthly Fixed Income Plan (MS32)

The Arcus 6Y UK Monthly Fixed Income Plan (MS32) is a six year investment offering a Fixed Income of 0.45% of your Amount Invested every month (a total of 5.40% of your Amount Invested a year).

  • Closing Date: Jan 3, 2025
  • ISA Transfer: Dec 27, 2024
Don't forget the risks
  • Potential return: 0.45 % per month (5.40% p.a.)
  • Product type: Capital at Risk
  • Investment type: Income
  • Market / index link: FTSE 100 Index
  • Counterparty: Morgan Stanley
  • Investment term: 6 years
  • Kick-out / Early maturity: No
  • Barrier type: End of Term
  • Barrier level: 65%
View plan

Product Providers



Don’t forget the risks

All investments carry risk. It is identifying those risks, understanding how they may affect an investment and assessing whether an investment is suitable for your circumstances that is important.

The potential returns of most structured products and repaying the money invested are usually linked to the level of a stock market index and also depend on the financial stability of the issuer and counterparty bank. You should only consider investing if you understand and accept the risk of losing some or all of any money invested.

You should always read the relevant plan brochure and any other plan documentation, for full details of a plan’s features, including any risks, and the terms and conditions. In addition to the plan brochure and terms and conditions there are other important documents, including a Key Information Document (‘KID’), that you should consider, before deciding to invest in a plan.

Structured products should only be considered as part of a diversified and balanced portfolio.

Below is a summary of some of the main risks usually associated with an investment in structured products plans:

Market risk to potential returns

Whether or not a plan generates the potential returns for investors usually depends on the closing level of the relevant index on the relevant dates for the plan, i.e. the kick-out anniversary dates for kick-out products; the early maturity dates and end dates for growth products; the annual income dates for income products.

If the index closes below the level needed, for the plan or plan options chosen, on all of the relevant dates, the plan or plan options will not generate a return.

Market risk to repayment of money invested in 'Capital-at-Risk' plans

If the closing level of the relevant index is below the level needed on all of the kick-out anniversary dates or early maturity dates, if relevant for the plan or plan options chosen, and on the end date, repaying the money invested at maturity will usually depend on the closing level of the index on the end date..

Different structured products use different types of protection barriers. Some products use barriers that are observed every day that can therefore be breached on any day during the investment term, while some products use barriers that are only observed at the end of the investment term and that cannot therefore be breached during the investment term.

Market risk to the repayment of money invested on the end date will depend on the type of barrier and its level.

For example, for a product with an end of term barrier, set at 60% of the start level, if the index for the plan closes at or above 60% of the start level, on the end date, money invested will be repaid in full (less any agreed adviser fees and withdrawals). However, if on the end date the index closes below 60% of the start level, the amount of money repaid (less any agreed adviser fees and withdrawals) will be reduced by the amount that the index has fallen. For example, if the index has fallen by 45%, the repayment of money invested will be reduced by 45% (meaning that investors will get 55% of their investment back).

'Protected' types of structured products

Some structured product plans are designed so that they are 100% protected from stock market risk at the end date.

It is important to understand that even if a structured product plan is designed with 100% protection from stock market risk, at the end date, it will still usually have issuer and counterparty bank risk. In other words, both the potential returns of the plan and repaying the money invested at the end date will depend on the financial stability of the issuer and counterparty bank. If the issuer and counterparty bank become insolvent, or similar, or fail to be able to meet their obligations, it is likely that investors will receive back less than they invested.

Issuer and counterparty bank risk

Both the potential returns and repaying the money invested of most structured products depend on the financial stability of the issuer and counterparty bank. If the issuer and counterparty bank become insolvent, or similar, or fail to be able to meet their obligations, it is likely that investors will receive back less than they invested.

Financial Services Compensation Scheme ('FSCS') protection

It is important to understand that it is not usually possible to claim under the Financial Services Compensation Scheme if the issuer and counterparty bank fail to meet their obligations or if the stock market index that a plan links to falls.

Structured deposits

Structured deposit plans are deposit-based and will usually be fully protected from stock market risk at the end date and also benefit from the protection of the Financial Services Compensation Scheme, if the bank or building society is a licensed UK deposit taker.

Structured Products Investor newsletter

We are also delighted to be able to introduce a new client newsletter, the Best Price FS Structured Products Investor, with the support of Tempo.

Contributing journalists will include the highly respected Financial Times ‘adventurous investor’ columnist, David Stevenson.

The first publication also features an article written by the global head of Tempo, Chris Taylor.

Want to stay up to date with the latest structured product news?